Seagate Technology Holdings PLC vs Upstart Holdings Inc — how do they compare? Seagate Technology Holdings PLC trades at $783 (market cap $176.19B), while Upstart Holdings Inc trades at $24.1 (market cap $2.35B). The key difference: Seagate Technology Holdings PLC is far larger — about 75× Upstart Holdings Inc's market cap, and Seagate Technology Holdings PLC pays a 0.38% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Seagate Technology Holdings PLC for 41 Days and Upstart Holdings Inc for 39 Days on average.
| STX | UPST | |
|---|---|---|
Market Cap | $176.19B | $2.35B |
Volume | 5,061,875 | 4,203,337 |
Sector | Technology | Financials |
52-Week High | $1.09K | $52.74 |
52-Week Low | $211.63 | $22.81 |
Typical Hold Time | 41 Days | 39 Days |
Enterprise Value | $178.34B | $3.88B |
Dividend Yield | 0.38% | — |
Signals from Pluang's Aura AI — not financial advice
STX trades at $783, down 3.01% amid concerns about increased competition from Toshiba's planned HDD production expansion. The stock shows strong fundamentals with Q2 2026 EPS beating expectations at $5.71 vs. $5.10, and robust profitability metrics including 26.11% net income margin. Technical indicators are bearish with price near pivot point support at $782, while analyst consensus remains positive with 54% buy ratings and $1,130 price target.
Despite near-term competitive pressures, STX maintains strong AI-driven storage demand positioning. Investment opportunity lies in the company's record margins and nearly sold-out capacity, though risks include potential pricing pressure from increased industry supply and high valuation multiples that may limit upside potential.
Upstart Holdings (UPST) trades at $24.10, showing modest daily gains but facing technical bearish signals. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though recent quarters show earnings misses. Analyst sentiment is mixed with a $39.50 price target, while technical indicators suggest near-term resistance at $25. Recent news highlights partnership expansions and securitization activity amid sector-wide pressure on consumer lending stocks.
UPST presents a turnaround story with improving fundamentals but faces execution risks in a challenging lending environment. The stock trades below analyst targets offering potential upside, though volatility remains high given recent earnings misses and competitive pressures. Key catalysts include AI lending platform adoption and credit market stability, while risks involve credit quality deterioration and macroeconomic headwinds affecting loan demand.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Seagate is a leading supplier of hard disk drives for data storage to the enterprise and consumer markets. It forms a practical duopoly in the market with its chief rival, Western Digital
Read more on STX →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →