Seagate Technology Holdings PLC vs Upstart Holdings Inc — how do they compare? Seagate Technology Holdings PLC trades at $897.82 (market cap $181.56B), while Upstart Holdings Inc trades at $29.37 (market cap $2.76B). The key difference: Seagate Technology Holdings PLC is far larger — about 65.8× Upstart Holdings Inc's market cap, and Seagate Technology Holdings PLC pays a 0.37% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| STX | UPST | |
|---|---|---|
Market Cap | $181.56B | $2.76B |
Sector | Technology | Financials |
52-Week High | $1.09K | $84.13 |
52-Week Low | $146.59 | $24.22 |
Enterprise Value | $184.59B | — |
Dividend Yield | 0.37% | — |
Signals from Pluang's Aura AI — not financial advice
Seagate Technology (STX) trades at $891.23, up 13.25% over the past 24 hours, with strong recent earnings beats and bullish analyst sentiment. The stock shows bearish technical signals but benefits from robust profitability metrics including a 21.6% net income margin and 96.27% ROE. Recent news highlights AI-driven storage demand as a key growth catalyst, with the company set to report Q2 2026 earnings on July 28, 2026.
Outlook remains positive due to AI infrastructure expansion and consistent earnings outperformance, though high valuation ratios and negative shareholder equity pose risks. Analyst consensus price target of $987.86 suggests upside potential, but investors should monitor debt levels and competitive pressures in the storage sector.
Upstart Holdings (UPST) trades at $29.27, down 0.81% on the day, with a bearish technical signal but improving fundamentals. The company reported a net income of $53.60 million in 2025, marking a significant turnaround from prior losses. Recent news highlights AI-driven lending growth and a $600 million funding deal with Neuberger Berman, though quarterly earnings have been mixed with a recent miss in Q1 2026.
The stock presents a high-risk, high-reward opportunity, supported by analyst consensus targets near $42.00 but challenged by volatile cash flows and rising debt. Key risks include execution on new loan products and macroeconomic sensitivity, while institutional sentiment remains divided with a 45% buy rating. Near-term direction hinges on Q2 2026 results due August 4, 2026.
Trailing returns across standard periods
Latest headlines on both assets
Seagate is a leading supplier of hard disk drives for data storage to the enterprise and consumer markets. It forms a practical duopoly in the market with its chief rival, Western Digital
Read more on STX →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →