Southern Company vs Upstart Holdings Inc — how do they compare? Southern Company trades at $86.29 (market cap $98.29B), while Upstart Holdings Inc trades at $24.32 (market cap $2.34B). The key difference: Southern Company is far larger — about 42× Upstart Holdings Inc's market cap, and Southern Company pays a 3.56% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Southern Company for 12 Days and Upstart Holdings Inc for 39 Days on average.
| SO | UPST | |
|---|---|---|
Market Cap | $98.29B | $2.34B |
Volume | 5,624,994 | 3,171,869 |
Sector | Utilities | Financials |
52-Week High | $99.72 | $52.74 |
52-Week Low | $82.35 | $22.81 |
Typical Hold Time | 12 Days | 39 Days |
Enterprise Value | $172.39B | $3.87B |
Dividend Yield | 3.56% | — |
Signals from Pluang's Aura AI — not financial advice
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Upstart Holdings trades at $24.19, up 1.38% today, but remains in a bearish technical trend with recent earnings misses and volatile cash flows. The company reported revenue of $1.02B in 2025 with a net income of $53.60M, marking a return to profitability after prior losses. Analyst sentiment is mixed with a consensus price target of $39.50, though recent news highlights credit market risks and partnership expansions into HELOC and auto lending.
The outlook hinges on execution in a challenging lending environment; upside exists if AI-driven originations accelerate, but high debt levels and earnings volatility pose significant risks. Investor sentiment is cautious amid sector-wide pressure on fintech stocks.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Southern Company is a U.S. energy company with electric and gas utility businesses. Its power generation portfolio includes natural gas, nuclear, renewable, and other energy sources.
Read more on SO →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →