J M Smucker Co vs Upstart Holdings Inc — how do they compare? J M Smucker Co trades at $119.36 (market cap $12.76B), while Upstart Holdings Inc trades at $24.17 (market cap $2.35B). The key difference: J M Smucker Co is far larger — about 5.4× Upstart Holdings Inc's market cap, and J M Smucker Co pays a 3.75% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold J M Smucker Co for 74 Days and Upstart Holdings Inc for 39 Days on average.
| SJM | UPST | |
|---|---|---|
Market Cap | $12.76B | $2.35B |
Volume | 1,300,545 | 4,203,337 |
Sector | Consumer Staples | Financials |
52-Week High | $132.34 | $52.74 |
52-Week Low | $89.53 | $22.81 |
Typical Hold Time | 74 Days | 39 Days |
Enterprise Value | $19.61B | $3.88B |
Dividend Yield | 3.75% | — |
Signals from Pluang's Aura AI — not financial advice
SJM trades at $115.93, down 0.74% on the day, with a bearish technical signal and recent earnings beats. The company reported a net loss of $1.23 billion in 2025 despite revenue growth to $8.73 billion, though 2026 forecasts show a return to profitability. Analyst consensus is bullish with a $138.23 price target, and a $1.12 dividend is scheduled for September 2026.
The stock presents a mixed outlook: strong analyst support and dividend yield offer upside, but high P/E of 55.8 and recent net losses pose valuation and execution risks. Key catalysts include sustained earnings growth and margin improvement, while competitive pressures and debt levels remain concerns for investors.
Upstart Holdings trades at $24.24, up 0.9% with a bearish technical signal despite recent earnings misses. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though cash flow from operations remains negative at -$147.7M. Recent news highlights partnership expansions into HELOC and auto lending while the stock faces pressure from broader consumer lending sector weakness.
Upstart's AI lending platform shows revenue growth potential but faces execution risks amid volatile credit markets. Analyst consensus targets $39.50 (63% upside) with mixed ratings, while high P/E of 46.5 suggests premium valuation. The key risk remains the company's loan syndication model during economic downturns.
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J.M. Smucker is a packaged food company that primarily operates in the U.S. retail channel (87% of fiscal 2022 revenue), but also in U.S. food-service (7%), and international (6%). Its largest segment is pet food and treats (36% of 2022 revenue), with popular brands such as Milk-Bone, Meow Mix, 9Lives, Kibbles 'n Bits, Nature's Recipe, and Rachael Ray Nutrish. Its second-largest category is coffee (35% across channels) with the number-two brand Folgers and number-six Dunkin'. Other large categories are peanut butter (10%), with number-one Jif, fruit spreads (5%) with number-one Smucker's, and frozen hand-held foods (6%) with number-one Uncrustables.
Read more on SJM →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →