Sezzle Inc vs Upstart Holdings Inc — how do they compare? Sezzle Inc trades at $126.81 (market cap $3.95B), while Upstart Holdings Inc trades at $24.24 (market cap $2.35B). The key difference: Sezzle Inc is the larger of the two by market cap, and Sezzle Inc is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals — on Pluang, investors hold Sezzle Inc for 15 Days and Upstart Holdings Inc for 39 Days on average.
| SEZL | UPST | |
|---|---|---|
Market Cap | $3.95B | $2.35B |
Volume | 550,075 | 4,203,337 |
Sector | Financials | Financials |
52-Week High | $188.55 | $52.74 |
52-Week Low | $50.97 | $22.81 |
Typical Hold Time | 15 Days | 39 Days |
Enterprise Value | $3.99B | $3.88B |
Signals from Pluang's Aura AI — not financial advice
Sezzle (SEZL) surged 9.98% to $125.21, reflecting strong momentum after consistently beating earnings estimates. The stock shows bullish technical signals with robust fundamentals including 51.7% revenue growth in Q2 2026 and exceptional profitability metrics (ROE 88.85%, net margin 30.35%). Recent product launches like Sezzle Send and SezzleCash are driving user growth and platform engagement.
Outlook remains positive with 35% revenue growth guidance and 35.9% upside to consensus price target of $168. Key risks include BNPL competition and potential credit quality concerns, but strong institutional buying and analyst optimism support the bullish case for continued growth.
Upstart Holdings trades at $24.24, up 0.9% with a bearish technical signal despite recent earnings misses. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though cash flow from operations remains negative at -$147.7M. Recent news highlights partnership expansions into HELOC and auto lending while the stock faces pressure from broader consumer lending sector weakness.
Upstart's AI lending platform shows revenue growth potential but faces execution risks amid volatile credit markets. Analyst consensus targets $39.50 (63% upside) with mixed ratings, while high P/E of 46.5 suggests premium valuation. The key risk remains the company's loan syndication model during economic downturns.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Sezzle Inc is a financial technology company that operates a Buy Now, Pay Later (BNPL) payment platform. The company allows consumers to make purchases and split the total cost into four interest-free payments over six weeks, primarily serving the e-commerce retail market. Sezzle focuses on promoting financial empowerment by offering a transparent and responsible payment solution to customers at the point of sale.
Read more on SEZL →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →