SailPoint Inc. Common Stock vs Upstart Holdings Inc — how do they compare? SailPoint Inc. Common Stock trades at $19.03 (market cap $11.06B), while Upstart Holdings Inc trades at $22.65 (market cap $2.32B). The key difference: SailPoint Inc. Common Stock is far larger — about 4.8× Upstart Holdings Inc's market cap, and SailPoint Inc. Common Stock is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals — on Pluang, investors hold SailPoint Inc. Common Stock for 0 Days and Upstart Holdings Inc for 39 Days on average.
| SAIL | UPST | |
|---|---|---|
Market Cap | $11.06B | $2.32B |
Volume | 3,269,663 | 3,123,987 |
Sector | Technology | Financials |
52-Week High | $22.85 | $52.74 |
52-Week Low | $10.49 | $22.74 |
Typical Hold Time | 0 Days | 39 Days |
Enterprise Value | $10.76B | $3.85B |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
UPST trades at $22.74, down 4.25% on the day, with a bearish technical signal and recent earnings misses. Revenue grew to $1.02B in 2025, turning profitable with $53.60M net income, but cash flow from operations remains negative. The stock is trading well below the consensus price target of $38.13, with analysts divided between Buy and Hold ratings.
The outlook is mixed: strong revenue growth and profitability improvements offer upside potential, but persistent cash burn, high debt levels, and sensitivity to credit markets pose significant risks. Investor sentiment is cautious amid recent price declines and sector-wide pressures.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
SailPoint, Inc. develops identity security software that helps enterprises manage and govern access to applications and data across users, machines, and AI agents. Its unified identity security platform combines automation and intelligence to control identity-related risk at scale for large organizations.
Read more on SAIL →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →