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Compare Ryanair Holdings plc (RYAAY) vs Upstart Holdings Inc (UPST) Price & Performance

Ryanair Holdings plcTrade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Ryanair Holdings plc vs Upstart Holdings Inc — how do they compare? Ryanair Holdings plc trades at $54.25 (market cap $27.58B), while Upstart Holdings Inc trades at $26.07 (market cap $2.63B). The key difference: Ryanair Holdings plc is far larger — about 10.5× Upstart Holdings Inc's market cap, and Ryanair Holdings plc pays a 1.65% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.

RYAAYUPST
Market Cap
$27.58B$2.63B
Sector
IndustrialsFinancials
52-Week High
$73.82$68.11
52-Week Low
$53.24$24.22
Enterprise Value
$24.53B
Dividend Yield
1.65%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Ryanair Holdings plc

RYAAY trades at $54.37, down 1.79% on the day, with a bearish technical signal from moving averages. The company reported mixed Q2 2026 earnings, missing EPS estimates but showing strong revenue growth trends. Recent news highlights operational challenges including traffic outlook reductions and cost pressures from unhedged fuel. Cash flow remains positive from operations but net cash flow turned negative in 2025 and 2026 projections.

The outlook is cautious due to near-term headwinds from fuel costs and competitive pricing, but long-term fundamentals remain solid with attractive valuation multiples. Investment opportunity exists for value-oriented investors given low P/E of 13.09 and strong profitability metrics. Key risks include oil price volatility and winter capacity constraints affecting profitability.

Upstart Holdings Inc

Upstart Holdings (UPST) trades at $26.98, down 3.81% on the day, reflecting bearish technical momentum and recent earnings misses. The stock shows oversold conditions with an RSI of 18.98, while fundamentals indicate a turnaround with 2025 net income of $53.60M on $1.02B revenue, marking its first annual profit. Analyst sentiment is mixed with a 45.46% buy rating and $47.20 consensus target, but insider selling and weak cash flow from operations pose concerns.

The outlook hinges on execution in personal loan growth and AI lending efficiency, but risks include high debt-to-asset ratio of 61.48% and macroeconomic sensitivity. Near-term resistance at $28 challenges upside, while support at $26 may stabilize declines if earnings improve in Q3 2026.

Returns comparison

Trailing returns across standard periods

About Ryanair Holdings plc

Ryanair is the leading airline group by passenger numbers in Europe. The company employs a low-cost no-frills model to offer low fares to leisure customers on short-haul intra-European routes. In 2020, the most recent pre-pandemic fiscal year, the company carried 149 million passengers, utilizing a fleet of 467 Boeing 737 aircraft across its 1,800 routes. To keep costs low the company serves predominantly lower-cost secondary airports. The company generated sales of EUR 8.5 billion in fiscal 2020.

Read more on RYAAY

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST