Ryanair Holdings plc vs Upstart Holdings Inc — how do they compare? Ryanair Holdings plc trades at $58.99 (market cap $29.31B), while Upstart Holdings Inc trades at $29.36 (market cap $2.76B). The key difference: Ryanair Holdings plc is far larger — about 10.6× Upstart Holdings Inc's market cap, and Ryanair Holdings plc pays a 1.68% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| RYAAY | UPST | |
|---|---|---|
Market Cap | $29.31B | $2.76B |
Sector | Industrials | Financials |
52-Week High | $73.82 | $84.13 |
52-Week Low | $53.24 | $24.22 |
Enterprise Value | $26.33B | — |
Dividend Yield | 1.68% | — |
Signals from Pluang's Aura AI — not financial advice
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Upstart Holdings (UPST) trades at $29.27, down 0.81% on the day, with a bearish technical signal but improving fundamentals. The company reported a net income of $53.60 million in 2025, marking a significant turnaround from prior losses. Recent news highlights AI-driven lending growth and a $600 million funding deal with Neuberger Berman, though quarterly earnings have been mixed with a recent miss in Q1 2026.
The stock presents a high-risk, high-reward opportunity, supported by analyst consensus targets near $42.00 but challenged by volatile cash flows and rising debt. Key risks include execution on new loan products and macroeconomic sensitivity, while institutional sentiment remains divided with a 45% buy rating. Near-term direction hinges on Q2 2026 results due August 4, 2026.
Trailing returns across standard periods
Latest headlines on both assets
Ryanair is the leading airline group by passenger numbers in Europe. The company employs a low-cost no-frills model to offer low fares to leisure customers on short-haul intra-European routes. In 2020, the most recent pre-pandemic fiscal year, the company carried 149 million passengers, utilizing a fleet of 467 Boeing 737 aircraft across its 1,800 routes. To keep costs low the company serves predominantly lower-cost secondary airports. The company generated sales of EUR 8.5 billion in fiscal 2020.
Read more on RYAAY →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →