ResMed Inc. vs Upstart Holdings Inc — how do they compare? ResMed Inc. trades at $197.45 (market cap $28.81B), while Upstart Holdings Inc trades at $29.36 (market cap $2.76B). The key difference: ResMed Inc. is far larger — about 10.4× Upstart Holdings Inc's market cap, and ResMed Inc. pays a 1.21% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| RMD | UPST | |
|---|---|---|
Market Cap | $28.81B | $2.76B |
Sector | Health | Financials |
52-Week High | $293.73 | $84.13 |
52-Week Low | $182.82 | $24.22 |
Enterprise Value | $27.99B | — |
Dividend Yield | 1.21% | — |
Signals from Pluang's Aura AI — not financial advice
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Upstart Holdings (UPST) trades at $29.27, down 0.81% on the day, with a bearish technical signal but improving fundamentals. The company reported a net income of $53.60 million in 2025, marking a significant turnaround from prior losses. Recent news highlights AI-driven lending growth and a $600 million funding deal with Neuberger Berman, though quarterly earnings have been mixed with a recent miss in Q1 2026.
The stock presents a high-risk, high-reward opportunity, supported by analyst consensus targets near $42.00 but challenged by volatile cash flows and rising debt. Key risks include execution on new loan products and macroeconomic sensitivity, while institutional sentiment remains divided with a 45% buy rating. Near-term direction hinges on Q2 2026 results due August 4, 2026.
Trailing returns across standard periods
Latest headlines on both assets
ResMed is one of the largest respiratory care device companies globally, primarily developing and supplying flow generators, masks and accessories for the treatment of sleep apnea. Increasing diagnosis of sleep apnea combined with ageing populations and increasing prevalence of obesity is resulting in a structurally growing market. The company earns roughly two thirds of its revenue in the Americas and the balance across other regions dominated by Europe, Japan and Australia. Recent developments and acquisitions have focused on digital health as ResMed is aiming to differentiate itself through the provision of clinical data for use by the patient, medical care advisor and payer in the out-of-hospital setting.
Read more on RMD →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →