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Compare Philip Morris International Inc. (PM) vs Upstart Holdings Inc (UPST) Price & Performance

Philip Morris International Inc.Trade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Philip Morris International Inc. vs Upstart Holdings Inc — how do they compare? Philip Morris International Inc. trades at $195 (market cap $293.07B), while Upstart Holdings Inc trades at $28.65 (market cap $2.80B). The key difference: Philip Morris International Inc. is far larger — about 104.7× Upstart Holdings Inc's market cap, and Philip Morris International Inc. pays a 3.13% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.

PMUPST
Market Cap
$293.07B$2.80B
Sector
Consumer StaplesFinancials
52-Week High
$192.98$84.13
52-Week Low
$144.33$24.22
Enterprise Value
$339.57B
Dividend Yield
3.13%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Philip Morris International Inc.

Philip Morris International (PM) trades at $192.72, down 0.13% on the day, with strong analyst support (17 buy ratings) and a $194 consensus price target. The stock shows bullish technical momentum above key support levels, while fundamentals reveal robust profitability with 26.74% net margins and consistent revenue growth to $40.65B in 2025. Recent news includes a profit forecast revision due to a $500M impairment charge and CFO succession planning.

PM offers stable dividend income and brand strength but faces headwinds from cost pressures and illicit market growth. The stock trades at a premium valuation (P/E 27.13) with elevated debt levels, requiring monitoring of pricing power and regulatory developments. Near-term catalysts include Q2 earnings and execution of the smoke-free transition strategy.

Upstart Holdings Inc

Upstart Holdings (UPST) trades at $29.27, down 0.81% on the day, with a bearish technical signal but improving fundamentals. The company reported a net income of $53.60 million in 2025, marking a significant turnaround from prior losses. Recent news highlights AI-driven lending growth and a $600 million funding deal with Neuberger Berman, though quarterly earnings have been mixed with a recent miss in Q1 2026.

The stock presents a high-risk, high-reward opportunity, supported by analyst consensus targets near $42.00 but challenged by volatile cash flows and rising debt. Key risks include execution on new loan products and macroeconomic sensitivity, while institutional sentiment remains divided with a 45% buy rating. Near-term direction hinges on Q2 2026 results due August 4, 2026.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Philip Morris International Inc.

Philip Morris International is an international tobacco company with a product portfolio primarily consisting of cigarettes and reduced-risk products, including heat-not-burn, vapor and oral nicotine products, which are sold in markets outside the United States. The company diversified away from nicotine products with the acquisition of Vectura, a provider of innovative inhaled drug delivery solutions, in 2021.

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About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST