Paycom Software Inc vs UnitedHealth Group Inc — how do they compare? Paycom Software Inc trades at $232.22 (market cap $10.36B), while UnitedHealth Group Inc trades at $379.3 (market cap $332.96B). The key difference: UnitedHealth Group Inc is far larger — about 32.1× Paycom Software Inc's market cap, and UnitedHealth Group Inc pays the higher dividend (2.5%). Which is the better fit depends on your goals — on Pluang, investors hold Paycom Software Inc for 84 Days and UnitedHealth Group Inc for 97 Days on average.
| PAYC | UNH | |
|---|---|---|
Market Cap | $10.36B | $332.96B |
Volume | 666,294 | 7,273,749 |
Sector | Technology | Health |
52-Week High | $240.52 | $436.35 |
52-Week Low | $113.59 | $259.02 |
Typical Hold Time | 84 Days | 97 Days |
Enterprise Value | $11.15B | $374.82B |
Dividend Yield | 0.65% | 2.5% |
Signals from Pluang's Aura AI — not financial advice
Paycom Software (PAYC) trades at $229.90, up 2.83% today, with a bullish technical signal and strong earnings momentum after beating estimates for three consecutive quarters. The company reported robust Q2 2026 results with 10% revenue growth and raised full-year guidance, supported by a high gross profit margin of 83.67% and solid cash flow generation. Analyst sentiment is mixed but leans positive, with a consensus price target of $207.75.
The outlook remains favorable due to operational leverage and product innovation, though risks include competitive pressures and market volatility. Upside potential hinges on sustained earnings growth and institutional confidence, while any guidance miss or macroeconomic slowdown could pressure the stock.
UnitedHealth Group (UNH) trades at $370.95, down 1.34% on the day, amid a bearish technical signal from moving averages. The company reported strong Q2 2026 earnings, beating estimates with EPS of $6.38 versus $4.91 expected, and raised full-year guidance. Revenue for 2025 reached $447.57 billion, though net income margin declined to 2.69%. Analyst consensus remains strongly bullish with an 82.69% buy rating and a $470.11 price target, suggesting significant upside from current levels.
UNH presents a compelling investment case driven by earnings beats, raised 2026 outlook, and strategic initiatives like AI investment in Optum. Key risks include regulatory pressures in healthcare, volatility from Medicare Advantage plan changes, and margin compression. The stock's valuation at a P/E of 23.84 appears reasonable given growth prospects, but investors should weigh execution risks against the positive analyst sentiment and institutional backing.
Trailing returns across standard periods
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Latest headlines on both assets
Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.
Read more on PAYC →UnitedHealth Group is one of the largest private health insurers, providing medical benefits to 50 million members globally, including 5 million outside the U.S. at the end of 2021. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.
Read more on UNH →