Paycom Software Inc vs PayPal Holdings, Inc. — how do they compare? Paycom Software Inc trades at $230.01 (market cap $10.36B), while PayPal Holdings, Inc. trades at $55.01 (market cap $47.07B). The key difference: PayPal Holdings, Inc. is far larger — about 4.5× Paycom Software Inc's market cap, and PayPal Holdings, Inc. pays the higher dividend (1.02%). Which is the better fit depends on your goals — on Pluang, investors hold Paycom Software Inc for 84 Days and PayPal Holdings, Inc. for 106 Days on average.
| PAYC | PYPL | |
|---|---|---|
Market Cap | $10.36B | $47.07B |
Volume | 666,294 | 13,860,099 |
Sector | Technology | Financials |
52-Week High | $240.52 | $75.75 |
52-Week Low | $113.59 | $39.08 |
Typical Hold Time | 84 Days | 106 Days |
Enterprise Value | $11.15B | $49.21B |
Dividend Yield | 0.65% | 1.02% |
Signals from Pluang's Aura AI — not financial advice
Paycom Software (PAYC) trades at $223.58, up 0.51% with bullish technical signals and strong fundamental performance. The company has beaten earnings estimates for three consecutive quarters, with Q2 2026 EPS of $2.78 exceeding expectations by 17%. Recent guidance upgrades and institutional buying activity support positive momentum despite mixed analyst ratings.
PAYC demonstrates robust profitability with 22.78% net margins and 41.09% ROE, though current price exceeds consensus target. Key risks include competitive pressures and labor market sensitivity. The stock offers growth potential through operational leverage and product innovation, but valuation concerns warrant careful monitoring of execution against raised guidance.
PayPal (PYPL) trades at $54.95, up 0.62% on the day, with a bullish technical signal from moving averages and a consensus analyst price target of $56.47. The stock shows strong profitability with a net income margin of 14.36% and ROE of 24.5%, supported by recent earnings beats in Q1 and Q2 2026. A new partnership with Meta's AI agent for checkout services, announced on September 22, 2026, provides a potential growth catalyst amid competitive pressures in digital payments.
PYPL presents a value opportunity with a low P/E of 10.39 and solid cash flow, but faces risks from slowing branded checkout growth and intense fintech competition. The stock's upside hinges on successful execution of Venmo expansion and cost-cutting initiatives under new CEO Enrique Lores, with investor sentiment cautiously optimistic given the 35.71% buy rating from analysts.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.
Read more on PAYC →PayPal Holdings, Inc. operates as a technology platform company that enables digital and mobile payments on behalf of consumers and merchants. The Company offers online payment solutions. PayPal Holdings serves customers worldwide.
Read more on PYPL →