Old Dominion Freight Line Inc vs Upstart Holdings Inc — how do they compare? Old Dominion Freight Line Inc trades at $182.1 (market cap $37.68B), while Upstart Holdings Inc trades at $24.15 (market cap $2.35B). The key difference: Old Dominion Freight Line Inc is far larger — about 16× Upstart Holdings Inc's market cap, and Old Dominion Freight Line Inc pays a 0.64% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Old Dominion Freight Line Inc for 76 Days and Upstart Holdings Inc for 39 Days on average.
| ODFL | UPST | |
|---|---|---|
Market Cap | $37.68B | $2.35B |
Volume | 1,550,104 | 4,203,337 |
Sector | Industrials | Financials |
52-Week High | $248.73 | $52.74 |
52-Week Low | $126.29 | $22.81 |
Typical Hold Time | 76 Days | 39 Days |
Enterprise Value | $37.42B | $3.88B |
Dividend Yield | 0.64% | — |
Signals from Pluang's Aura AI — not financial advice
ODFL trades at $181.39, up 3.29% today, with a bearish technical signal despite recent earnings beats. The company maintains strong profitability with a 19.44% net income margin and 24.82% ROE, though revenue has trended down from $6.3B in 2022 to $5.5B in 2025. A recent 4.9% general rate increase effective October 5, 2026, aims to support margins amid cost pressures.
Valuation remains elevated with a P/E of 34.95, posing a risk if growth slows. Analyst consensus is mixed with a $230.93 price target implying 27% upside, but competitive and macroeconomic headwinds in the trucking industry require careful monitoring for sustained shareholder value.
Upstart Holdings trades at $24.24, up 0.9% with a bearish technical signal despite recent earnings misses. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though cash flow from operations remains negative at -$147.7M. Recent news highlights partnership expansions into HELOC and auto lending while the stock faces pressure from broader consumer lending sector weakness.
Upstart's AI lending platform shows revenue growth potential but faces execution risks amid volatile credit markets. Analyst consensus targets $39.50 (63% upside) with mixed ratings, while high P/E of 46.5 suggests premium valuation. The key risk remains the company's loan syndication model during economic downturns.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Old Dominion Freight Line is the fourth-largest less-than-truckload carrier in the United States, with more than 240 service centers and 9,200-plus tractors. OD is by far one of the most disciplined and efficient providers in the trucking industry, and its profitability and capital returns stand head and shoulders above its peers. Strategic initiatives revolve around increasing network density through market share gains and maintaining industry-leading service via consistent infrastructure investment.
Read more on ODFL →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →