Realty Income Corp vs Upstart Holdings Inc — how do they compare? Realty Income Corp trades at $54.18 (market cap $51.26B), while Upstart Holdings Inc trades at $24.1 (market cap $2.35B). The key difference: Realty Income Corp is far larger — about 21.8× Upstart Holdings Inc's market cap, and Realty Income Corp pays a 6.01% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Realty Income Corp for 127 Days and Upstart Holdings Inc for 39 Days on average.
| O | UPST | |
|---|---|---|
Market Cap | $51.26B | $2.35B |
Volume | 12,300,266 | 4,203,337 |
Sector | Real Estate | Financials |
52-Week High | $67.56 | $52.74 |
52-Week Low | $53.35 | $22.81 |
Typical Hold Time | 127 Days | 39 Days |
Enterprise Value | $81.88B | $3.88B |
Dividend Yield | 6.01% | — |
Signals from Pluang's Aura AI — not financial advice
Realty Income (O) trades at $54.17, up 1.54% today, but remains in a bearish technical trend with support near $53. The stock has missed earnings expectations for three consecutive quarters, though revenue and net income grew in 2025. Analyst consensus is a Buy with a $64.16 target, but rising bond yields pressure REIT valuations. Recent news highlights its 6% dividend yield and long-term payout growth amid sector volatility.
O offers a high dividend yield and stable occupancy, but faces headwinds from interest rate sensitivity and earnings misses. Upside depends on executing growth amid a challenging macro environment. Key risks include debt levels and competition. The stock presents income appeal but requires caution given technical weakness and fundamental pressures.
Upstart Holdings trades at $24.19, up 0.71% with bearish technical signals despite recent partnership expansions. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though recent quarters show earnings misses. Valuation ratios remain elevated with P/E of 46.52 and P/S of 2.1, while analyst consensus targets $39.50 with mixed sentiment.
The stock faces near-term pressure from technical weakness and earnings volatility, but long-term potential exists through AI-driven lending expansion and new auto/HELOC partnerships. Key risks include credit market sensitivity, rising debt levels, and competitive fintech landscape. Current price near recent lows presents opportunity for patient investors despite operational cash flow challenges.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Realty Income owns roughly 11,400 properties, most of which are freestanding, single-tenant, triple-net-leased retail properties. Its properties are located in 49 states and Puerto Rico and are leased to 250 tenants from 47 industries. Recent acquisitions have added industrial, office, manufacturing, and distribution properties, which make up roughly 17% of revenue.
Read more on O →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →