Nu Holdings Ltd vs Vanguard Total Stock Market Index Fund ETF — how do they compare? Nu Holdings Ltd trades at $15.44 (market cap $75.26B), while Vanguard Total Stock Market Index Fund ETF trades at $381.06 (market cap $2.30T). The key difference: Vanguard Total Stock Market Index Fund ETF is far larger — about 30.6× Nu Holdings Ltd's market cap, and Vanguard Total Stock Market Index Fund ETF is trading nearer its 52-week high, Nu Holdings Ltd nearer its low. Which is the better fit depends on your goals — on Pluang, investors hold Nu Holdings Ltd for 53 Days and Vanguard Total Stock Market Index Fund ETF for 131 Days on average.
| NU | VTI | |
|---|---|---|
Market Cap | $75.26B | $2.30T |
Volume | 82,363,718 | 2,730,571 |
Sector | Financials | — |
52-Week High | $18.76 | $384.30 |
52-Week Low | $11.60 | $311.68 |
Typical Hold Time | 53 Days | 131 Days |
Enterprise Value | $97.88B | — |
Signals from Pluang's Aura AI — not financial advice
NU Holdings trades at $15.38, down 1.79% on the day, with strong technical momentum indicated by bullish moving averages. The company demonstrates robust fundamentals with revenue growing from $3.0B in 2022 to $10.6B in 2025 and net income reaching $2.9B. Recent news highlights market volatility around potential acquisition rumors, though the company has denied pursuing a Monzo deal.
The outlook remains positive with analyst consensus favoring Buy ratings (56.52%) and a $16.53 price target suggesting 7.5% upside. Key risks include credit quality concerns from expanding lending operations and high customer concentration. Revenue growth and profitability trends support continued investor interest despite recent earnings misses.
VTI trades at $381.03, down 0.39% on the day, with a bullish technical signal from moving averages and neutral oscillators. The ETF maintains strong diversification across the U.S. equity market, though key financial ratios are not provided in the snapshot. Recent news highlights long-term growth potential and comparisons with similar funds like VOO.
The outlook for VTI remains positive given broad market exposure and low-cost structure, but risks include concentration in top holdings and market volatility. Analyst sentiment is generally favorable for long-term investors, emphasizing diversification benefits and historical performance.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Account, and Rewards.
Read more on NU →The fund employs an indexing investment approach designed to track the performance of the index, which represents approximately 100% of the investable US stock market and includes large-, mid-, small-, and micro-cap stocks. It invests by sampling the index, meaning that it holds a broadly diversified collection of securities that, in the aggregate, approximates the full index in terms of key characteristics.
Read more on VTI →