Nu Holdings Ltd vs SAP SE — how do they compare? Nu Holdings Ltd trades at $16.12 (market cap $74.30B), while SAP SE trades at $214.78 (market cap $238.67B). The key difference: SAP SE is far larger — about 3.2× Nu Holdings Ltd's market cap, and SAP SE pays a 1.38% dividend while Nu Holdings Ltd pays none. Which is the better fit depends on your goals — on Pluang, investors hold Nu Holdings Ltd for 53 Days and SAP SE for 118 Days on average.
| NU | SAP | |
|---|---|---|
Market Cap | $74.30B | $238.67B |
Volume | 80,294,805 | 2,252,662 |
Sector | Financials | Technology |
52-Week High | $18.76 | $280.46 |
52-Week Low | $11.60 | $146.38 |
Typical Hold Time | 53 Days | 118 Days |
Enterprise Value | $96.91B | $237.42B |
Dividend Yield | — | 1.38% |
Signals from Pluang's Aura AI — not financial advice
NU Holdings Ltd. (NU) trades at $15.38, down 1.28% on the day, with a bullish technical signal from moving averages but a neutral reading from oscillators. The company reported strong revenue growth, with 2025 revenue reaching $10.63 billion and net income of $2.87 billion, though recent quarterly EPS results have been mixed. Analyst sentiment remains positive, with a consensus buy rating and a price target of $16.53.
The outlook for NU is supported by robust fundamentals and expanding customer base, but risks include credit exposure and acquisition speculation. The stock presents a growth opportunity if execution continues, yet investors must weigh high valuation multiples against potential macroeconomic headwinds in Latin American markets.
SAP trades at $212.4, up 1.08% today, with a bullish technical signal and strong fundamentals. Revenue grew to $36.8B in 2025, with net income of $7.16B and a 20.41% margin. Recent earnings show mixed results, beating in Q4 2025 and Q1 2026 but missing in Q2 2026. Analyst consensus is a Buy with a $253.40 price target. Cloud revenue growth and AI initiatives are key drivers, though competition and margin pressures pose risks.
The outlook is positive, supported by robust cash flow and a €10B buyback program. Upside potential exists if AI and cloud strategies deliver, but execution risks and market volatility could hinder gains. Investors should weigh strong profitability against sector headwinds and valuation multiples above industry averages.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Account, and Rewards.
Read more on NU →Founded in 1972 by former IBM employees, SAP provides database technology and enterprise resource planning software to enterprises around the world. Across more than 180 countries, the company serves 440,000 customers, approximately 80% of which are small to medium-size enterprises.
Read more on SAP →