Nu Holdings Ltd vs Royal Bank of Canada — how do they compare? Nu Holdings Ltd trades at $16.08 (market cap $74.30B), while Royal Bank of Canada trades at $191.98 (market cap $262.99B). The key difference: Royal Bank of Canada is far larger — about 3.5× Nu Holdings Ltd's market cap, and Royal Bank of Canada pays a 2.66% dividend while Nu Holdings Ltd pays none. Which is the better fit depends on your goals — on Pluang, investors hold Nu Holdings Ltd for 53 Days and Royal Bank of Canada for 47 Days on average.
| NU | RY | |
|---|---|---|
Market Cap | $74.30B | $262.99B |
Volume | 80,294,805 | 1,016,377 |
Sector | Financials | Financials |
52-Week High | $18.76 | $217.87 |
52-Week Low | $11.60 | $143.64 |
Typical Hold Time | 53 Days | 47 Days |
Enterprise Value | $96.91B | $730.11B |
Dividend Yield | — | 2.66% |
Signals from Pluang's Aura AI — not financial advice
NU Holdings (NU) trades at $15.92, up 2.18% with bullish technical signals from moving averages. The company demonstrates strong fundamental momentum with revenue growing from $3.0B in 2022 to $10.6B in 2025 and net income reaching $2.9B. Recent news highlights acquisition speculation around Monzo and Goldman Sachs' bullish stance, though the stock remains volatile amid mixed earnings performance with two misses and one beat in recent quarters.
The outlook remains positive with 56.5% analyst buy ratings and a $16.53 consensus target, though risks include credit concentration (85% customer concentration in Brazil) and rising delinquencies. The stock trades near resistance at $16 with RSI at 91 suggesting overbought conditions, requiring careful entry timing despite strong growth fundamentals.
Royal Bank of Canada (RY) trades at $191.33, up 0.06% on the day, with a bearish technical signal and key support at $189. The company reported strong earnings, beating estimates for three consecutive quarters, with Q3 2026 EPS of $3.07 versus $2.89 expected. Revenue grew to $66.53B in 2025, and net income margin improved to 32.01%. Analyst sentiment is mixed, with 43% buy ratings but technical indicators showing selling pressure.
RY's outlook is supported by solid profitability and dividend payments, but faces risks from stretched valuations and negative cash flow trends. The stock's current bearish technical stance and high debt levels warrant caution, though institutional interest remains. Upside depends on sustained earnings growth and effective cost management amid economic uncertainties.
Trailing returns across standard periods
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Latest headlines on both assets
Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Account, and Rewards.
Read more on NU →Royal Bank of Canada is one of the two largest banks in Canada. It is a diversified financial services company, offering personal and commercial banking, wealth-management services, insurance, corporate banking, and capital markets services. The bank is concentrated in Canada, with additional operations in the U.S. and other countries.
Read more on RY →