Norfolk Southern Corporation vs Upstart Holdings Inc — how do they compare? Norfolk Southern Corporation trades at $334 (market cap $75.15B), while Upstart Holdings Inc trades at $30.37 (market cap $2.91B). The key difference: Norfolk Southern Corporation is far larger — about 25.8× Upstart Holdings Inc's market cap, and Norfolk Southern Corporation pays a 1.61% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| NSC | UPST | |
|---|---|---|
Market Cap | $75.15B | $2.91B |
Sector | Technology | Financials |
52-Week High | $350.66 | $73.76 |
52-Week Low | $272.35 | $24.22 |
Enterprise Value | $90.70B | — |
Dividend Yield | 1.61% | — |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
Upstart Holdings trades at $30.21, down 2.83% on the day, with a bullish technical signal supported by moving averages despite recent earnings misses. The company achieved a significant turnaround with $53.6M net income in 2025 after years of losses, driven by 42% revenue growth in Q2 2026. Analyst consensus remains positive with a $47.20 price target, though debt levels have risen to 61.48% of assets.
The outlook balances strong AI-driven loan growth against execution risks and high valuation. Near-term catalysts include the upcoming bank launch and sustained origination growth, while macroeconomic sensitivity and competitive pressures present ongoing challenges for the lending platform.
Trailing returns across standard periods
Latest headlines on both assets
Norfolk Southern Corporation is a major North American railroad company operating one of the largest freight rail networks in the eastern United States. The company transports a diverse range of commodities, including coal, intermodal containers, and various industrial products. NSC is a critical link in the nation's supply chain, providing efficient, long-haul transportation services to and from ports and industrial centers.
Read more on NSC →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →