NRG Energy Inc vs Upstart Holdings Inc — how do they compare? NRG Energy Inc trades at $132.3 (market cap $27.55B), while Upstart Holdings Inc trades at $29.3 (market cap $2.76B). The key difference: NRG Energy Inc is far larger — about 10× Upstart Holdings Inc's market cap, and NRG Energy Inc pays a 1.46% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| NRG | UPST | |
|---|---|---|
Market Cap | $27.55B | $2.76B |
Sector | Utilities | Financials |
52-Week High | $184.03 | $84.13 |
52-Week Low | $120.65 | $24.22 |
Enterprise Value | $51.38B | — |
Dividend Yield | 1.46% | — |
Trailing returns across standard periods
NRG Energy is one of the largest retail energy providers in the U.S., with 7 million customers, including its 2021 acquisition of Direct Energy. It also is one of the largest U.S. independent power producers, with 16 gigawatts of nuclear, coal, gas, and oil power generation capacity primarily in Texas. Since 2018, NRG has divested its 47% stake in NRG Yield, among other renewable energy and conventional generation investments. NRG exited Chapter 11 bankruptcy as a stand-alone entity in December 2003.
Read more on NRG →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →