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Compare NIO Inc. (NIO) vs Synchrony Financial (SYF) Price & Performance

Synchrony FinancialTrade

Price performance (Past 24H)

Key statistics

NIO Inc. vs Synchrony Financial — how do they compare? NIO Inc. trades at $4.57 (market cap $11.59B), while Synchrony Financial trades at $78.26 (market cap $25.53B). The key difference: Synchrony Financial is far larger — about 2.2× NIO Inc.'s market cap, and Synchrony Financial pays a 1.73% dividend while NIO Inc. pays none. Which is the better fit depends on your goals.

NIOSYF
Market Cap
$11.59B$25.53B
Sector
Consumer CyclicalFinancials
52-Week High
$7.89$88.47
52-Week Low
$4.44$63.78
Enterprise Value
$10.82B
Dividend Yield
1.73%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

NIO Inc.

NIO trades at $4.82, up 1.69% today, showing recent volatility amid mixed market signals. The company reported July 2026 deliveries growth and has beaten earnings expectations for three consecutive quarters, though it remains unprofitable with a net income margin of -9.09%. Technical indicators show neutral momentum with RSI at neutral levels, while analyst sentiment leans bullish with 54% buy ratings.

NIO presents a high-risk growth opportunity with improving revenue trends but persistent losses. The stock offers potential upside if profitability improves, but faces significant execution risks in the competitive EV market. Investors should weigh strong delivery growth against cash burn and negative equity returns before considering position entry.

Synchrony Financial

Synchrony Financial (SYF) trades at $78.25, up 0.08% on the day, with a bullish technical outlook supported by moving averages and strong quarterly earnings beats. The stock shows robust fundamentals with a P/E of 8.05, net income margin of 23.4%, and consistent revenue around $15.0B. Recent news highlights partnerships like CareCredit with Stripe and aggressive share buybacks, while analyst consensus is strongly positive with a $86.33 price target.

The outlook for SYF is favorable due to undervaluation, earnings growth, and shareholder returns via dividends and buybacks. Risks include economic sensitivity to consumer spending and rising expenses. With no sell ratings from analysts and institutional confidence, the stock presents a solid opportunity for value-oriented investors seeking financial sector exposure.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About NIO Inc.

NIO Inc. manufactures and sells automobiles. The Company offers electric vehicles and parts, as well as provides battery charging services. NIO serves customers worldwide.

Read more on NIO

About Synchrony Financial

Synchrony Financial is a premier consumer financial services company and the largest provider of private-label credit cards in the United States. Spun off from GE Capital in 2014, it operates through a unique B2B2C model, embedding its financing products within the ecosystems of major partners like Amazon, Lowe’s, and PayPal. Synchrony leverages deep data analytics and a diverse multi-platform strategy—spanning retail, health, and auto—to drive customer loyalty and provide specialized credit solutions at the point of sale.

Read more on SYF