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Compare Norwegian Cruise Line Holdings Ltd (NCLH) vs Upstart Holdings Inc (UPST) Price & Performance

Norwegian Cruise Line Holdings LtdTrade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Norwegian Cruise Line Holdings Ltd vs Upstart Holdings Inc — how do they compare? Norwegian Cruise Line Holdings Ltd trades at $18.93 (market cap $8.59B), while Upstart Holdings Inc trades at $29.93 (market cap $2.91B). The key difference: Norwegian Cruise Line Holdings Ltd is far larger — about 3× Upstart Holdings Inc's market cap, and Norwegian Cruise Line Holdings Ltd is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals.

NCLHUPST
Market Cap
$8.59B$2.91B
Sector
Consumer CyclicalFinancials
52-Week High
$26.94$73.76
52-Week Low
$14.79$24.22
Enterprise Value
$23.40B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Norwegian Cruise Line Holdings Ltd

NCLH trades at $18.93, up 2.05% today, with a bearish technical signal but strong fundamentals including a P/E of 11.33 and net income margin of 7.49%. Recent Q2 2026 earnings beat expectations at $0.48 per share, though revenue growth faces headwinds from high costs. Analyst consensus is a buy with a $20.73 price target, but news highlights concerns over fuel expenses and demand.

The outlook is mixed: valuation metrics suggest upside potential, but risks from macroeconomic pressures and execution challenges persist. Investors may find opportunity if turnaround plans gain traction, yet volatility from operational costs and travel demand fluctuations warrants caution for near-term performance.

Upstart Holdings Inc

Upstart trades at $29.23, down 3.24% today, with a bearish technical signal despite recent Q2 2026 earnings beat showing 42% revenue growth and return to GAAP profitability. The stock faces valuation compression concerns with a P/E of 57.48, while analyst consensus remains divided with a $47.20 price target suggesting significant upside potential from current levels.

The outlook balances strong AI-driven loan origination growth against persistent earnings misses and negative cash flow from operations. Key risks include high short interest at 27% and sensitivity to interest rate environment, though institutional sentiment appears cautiously optimistic given the 45% buy rating distribution.

Returns comparison

Trailing returns across standard periods

About Norwegian Cruise Line Holdings Ltd

Norwegian Cruise Line is the world's third-largest cruise company by berths (at more than 62,000), operating 29 ships across three brands (Norwegian, Oceania, and Regent Seven Seas), offering both freestyle and luxury cruising. The company has redeployed its entire fleet as of May 2022. With eight passenger vessels on order among its brands through 2027 (representing 20,000 incremental berths), Norwegian is increasing capacity faster than its peers, expanding its brand globally. Norwegian sailed to around 500 global destinations before the pandemic.

Read more on NCLH

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST