Microsoft vs SoFi Technologies Inc — how do they compare? Microsoft trades at $397.01 (market cap $2.99T), while SoFi Technologies Inc trades at $17.63 (market cap $21.82B). The key difference: Microsoft is far larger — about 137× SoFi Technologies Inc's market cap, and Microsoft pays a 0.9% dividend while SoFi Technologies Inc pays none. Which is the better fit depends on your goals.
| MSFT | SOFI | |
|---|---|---|
Market Cap | $2.99T | $21.82B |
Volume | 36,654,621 | — |
Sector | Technology | Financials |
52-Week High | $542.07 | $32.21 |
52-Week Low | $352.83 | $15.15 |
Enterprise Value | $2.97T | — |
Dividend Yield | 0.9% | — |
Signals from Pluang's Aura AI — not financial advice
Microsoft (MSFT) trades at $397.75, up 1.0% today, with a bullish technical signal from moving averages and strong fundamental performance. Revenue grew to $281.72B in 2025, with net income of $101.83B, and the company has beaten EPS estimates for three consecutive quarters. Analysts maintain an 80.49% buy rating with a consensus price target of $546.70, highlighting AI leadership through Azure and Copilot.
The outlook remains positive given robust earnings growth and AI-driven opportunities, but risks include elevated capital expenditure concerns and competitive pressures. Valuation metrics like a P/E of 23.96 and P/S of 9.43 suggest the stock is fairly priced, supporting a long-term bullish view tempered by near-term volatility.
No Aura AI signal available yet.
Trailing returns across standard periods
Latest headlines on both assets
Microsoft Corporation develops, manufactures, licenses, sells, and supports software products. The Company offers operating system software, server application software, business and consumer applications software, software development tools, and Internet and intranet software. Microsoft also develops video game consoles and digital music entertainment devices.
Read more on MSFT →SoFi is a financial services company that was founded in 2011 and is currently based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020 the company also offers payment and account services for debit cards and digital banking.
Read more on SOFI →