Morgan Stanley vs Nu Holdings Ltd — how do they compare? Morgan Stanley trades at $190.41 (market cap $294.39B), while Nu Holdings Ltd trades at $16.08 (market cap $74.30B). The key difference: Morgan Stanley is far larger — about 4× Nu Holdings Ltd's market cap, and Morgan Stanley pays a 2.45% dividend while Nu Holdings Ltd pays none. Which is the better fit depends on your goals — on Pluang, investors hold Morgan Stanley for 92 Days and Nu Holdings Ltd for 53 Days on average.
| MS | NU | |
|---|---|---|
Market Cap | $294.39B | $74.30B |
Volume | 5,836,423 | 80,294,805 |
Sector | Financials | Financials |
52-Week High | $228.42 | $18.76 |
52-Week Low | $151.86 | $11.60 |
Typical Hold Time | 92 Days | 53 Days |
Enterprise Value | $660.04B | $96.91B |
Dividend Yield | 2.45% | — |
Signals from Pluang's Aura AI — not financial advice
Morgan Stanley (MS) trades at $189.71, down 0.66% with bearish technical signals despite strong fundamentals. The company has delivered three consecutive earnings beats with Q2 2026 EPS of $3.46 beating expectations by $0.57. Revenue growth accelerated to $66.0 billion in 2025 with net income margin expanding to 27.59%. Analyst consensus remains bullish with 55.77% buy ratings and a $229.25 price target representing 21% upside potential.
The investment case balances strong profitability and growth opportunities in wealth management and AI financing against concerning cash flow trends and technical weakness. While valuation appears reasonable at 15.14 P/E, investors face risks from volatile operating cash flows and rising debt levels. The stock offers attractive upside to analyst targets but requires monitoring of capital markets recovery timing.
NU Holdings stock trades at $16.12, up 3.47% today, with a bullish technical outlook from moving averages. The company reported strong revenue growth, with 2025 revenue reaching $10.63 billion and net income of $2.87 billion, though recent quarterly EPS results have been mixed. Analyst consensus is bullish with a $16.53 price target, and sentiment is positive following the denial of Monzo acquisition talks.
The outlook for NU remains positive due to robust profitability and expanding customer base, but risks include credit quality concerns and high valuation multiples. Upside potential exists if earnings growth continues, yet investors face volatility from acquisition speculation and competitive pressures in digital banking.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Morgan Stanley is a global investment bank whose history, through its legacy firms, can be traced back to 1924. The company has institutional securities, wealth management, and investment management segments. The company had about $5 trillion of client assets as well as over 70,000 employees at the end of 2021. Approximately 50% of the company's net revenue is from its institutional securities business, with the remainder coming from wealth and investment management. The company derives about 30% of its total revenue outside the Americas.
Read more on MS →Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Account, and Rewards.
Read more on NU →