MakeMyTrip Ltd vs Upstart Holdings Inc — how do they compare? MakeMyTrip Ltd trades at $44.57 (market cap $4.09B), while Upstart Holdings Inc trades at $24.08 (market cap $2.35B). The key difference: MakeMyTrip Ltd is the larger of the two by market cap, and Upstart Holdings Inc is more actively traded (4,203,337 versus 1,828,010). Which is the better fit depends on your goals — on Pluang, investors hold MakeMyTrip Ltd for 12 Days and Upstart Holdings Inc for 39 Days on average.
| MMYT | UPST | |
|---|---|---|
Market Cap | $4.09B | $2.35B |
Volume | 1,828,010 | 4,203,337 |
Sector | Consumer Cyclical | Financials |
52-Week High | $94.43 | $52.74 |
52-Week Low | $36.30 | $22.81 |
Typical Hold Time | 12 Days | 39 Days |
Enterprise Value | $4.75B | $3.88B |
Signals from Pluang's Aura AI — not financial advice
MMYT trades at $44.33, up 2.12% today, but technical indicators signal a bearish trend. The company reported mixed quarterly earnings, with a Q1 2026 beat but Q4 2025 and Q2 2026 misses. Revenue grew to $978.34M in 2025, though net income margin remains thin at 3.23%. Analyst consensus is strongly bullish with a $77.00 price target, but institutional selling and a projected decline in 2026 cash flow pose concerns.
The stock presents a high-risk, high-reward opportunity. Strong analyst support and a potential Indian listing offer upside, but bearish technicals, earnings volatility, and rising debt-to-asset ratios in 2026 highlight significant risks. Investors should weigh the optimistic price targets against fundamental pressures and market sentiment.
Upstart Holdings (UPST) trades at $24.10, showing modest daily gains but facing technical bearish signals. The company achieved profitability in 2025 with $1.02B revenue and $53.6M net income, though recent quarters show earnings misses. Analyst sentiment is mixed with a $39.50 price target, while technical indicators suggest near-term resistance at $25. Recent news highlights partnership expansions and securitization activity amid sector-wide pressure on consumer lending stocks.
UPST presents a turnaround story with improving fundamentals but faces execution risks in a challenging lending environment. The stock trades below analyst targets offering potential upside, though volatility remains high given recent earnings misses and competitive pressures. Key catalysts include AI lending platform adoption and credit market stability, while risks involve credit quality deterioration and macroeconomic headwinds affecting loan demand.
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MakeMyTrip Ltd. is a leading online travel company in India, providing a comprehensive range of travel services and products, including air tickets, hotels, holiday packages, rail tickets, and bus tickets. The company operates its primary websites and mobile apps under the brands MakeMyTrip, Goibibo, and RedBus. MMYT serves as a key intermediary in India's fragmented travel market, leveraging its platform to offer convenience and competitive pricing to consumers and businesses.
Read more on MMYT →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →