McDonald's Corp vs Upstart Holdings Inc — how do they compare? McDonald's Corp trades at $264.94 (market cap $190.16B), while Upstart Holdings Inc trades at $29.57 (market cap $2.76B). The key difference: McDonald's Corp is far larger — about 68.9× Upstart Holdings Inc's market cap, and McDonald's Corp pays a 2.78% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| MCD | UPST | |
|---|---|---|
Market Cap | $190.16B | $2.76B |
Volume | 2,230,036 | — |
Sector | Consumer Cyclical | Financials |
52-Week High | $341.06 | $84.13 |
52-Week Low | $264.54 | $24.22 |
Enterprise Value | $243.87B | — |
Dividend Yield | 2.78% | — |
Signals from Pluang's Aura AI — not financial advice
McDonald's (MCD) trades at $267.71, down 2.1% on the day, with a bearish technical signal driven by moving averages. The company reported steady revenue growth to $26.89 billion in 2025 and a net income margin of 31.62%, though Q2 2026 earnings are pending. Recent news highlights a new 'McDonald's NEXT' strategy focusing on automation and menu improvements to boost competitiveness.
The stock presents a buying opportunity with a consensus price target of $329, implying 23% upside, supported by strong analyst sentiment (58% buy ratings). Risks include inflationary pressures on franchisee margins and high long-term debt of $38.42 billion. Earnings execution and strategy rollout will be key for near-term performance.
Upstart Holdings trades at $28.68, down 2.81% on the day, with a bearish technical signal but oversold RSI levels. The company reported a net income of $53.60M in 2025, a significant improvement from prior losses, though recent Q1 2026 earnings missed expectations. Revenue growth to $1.02B in 2025 and expanding AI lending platform into auto and home loans highlight operational progress.
The stock presents a recovery opportunity with analyst consensus target of $42.00, but faces risks from volatile earnings, high debt levels, and margin pressure. Investor sentiment is mixed amid ongoing execution challenges in a competitive fintech landscape.
Trailing returns across standard periods
Latest headlines on both assets
McDonald's Corporation franchises and operates fast-food restaurants in the global restaurant industry. The Company's restaurants serves a variety of value-priced menu products in countries around the world.
Read more on MCD →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →