MasterCard Inc vs Paycom Software Inc — how do they compare? MasterCard Inc trades at $574.4 (market cap $499.38B), while Paycom Software Inc trades at $230.01 (market cap $10.08B). The key difference: MasterCard Inc is far larger — about 49.5× Paycom Software Inc's market cap, and Paycom Software Inc pays the higher dividend (0.67%). Which is the better fit depends on your goals — on Pluang, investors hold MasterCard Inc for 134 Days and Paycom Software Inc for 84 Days on average.
| MA | PAYC | |
|---|---|---|
Market Cap | $499.38B | $10.08B |
Volume | 1,862,680 | 481,328 |
Sector | Financials | Technology |
52-Week High | $599.86 | $240.52 |
52-Week Low | $471.55 | $113.59 |
Typical Hold Time | 134 Days | 84 Days |
Enterprise Value | $512.41B | $10.86B |
Dividend Yield | 0.61% | 0.67% |
Signals from Pluang's Aura AI — not financial advice
Mastercard (MA) trades at $570.06, up 0.61% with a bullish technical signal and strong institutional interest. The company demonstrates robust fundamentals with 2025 revenue of $32.79B and net income of $14.97B, maintaining exceptional profitability margins. Recent earnings have consistently beaten expectations, with Q2 2026 EPS of $5.04 surpassing the $4.77 estimate. Analyst consensus remains strongly positive with 80% buy ratings and a $666.67 price target, representing 17% upside potential from current levels.
Mastercard presents a compelling growth opportunity with expanding digital payments adoption and strong execution, though faces risks from payment industry disruption and competitive threats. The stock's premium valuation (P/E 31.36) reflects high growth expectations that must be sustained. Near-term catalysts include Q3 2026 earnings and continued AI payment innovation, while regulatory scrutiny and economic sensitivity remain key monitoring points for investors.
PAYC stock trades at $223.58, up 0.51% today, with a bullish technical signal from moving averages. The company reported strong Q2 2026 results, beating EPS estimates with 10% revenue growth and raised full-year guidance. Profitability remains robust with a net income margin of 22.78% and ROE of 41.09%. Recent news highlights institutional buying and positive momentum.
Outlook is positive given earnings momentum and raised guidance, but the stock trades above the consensus price target of $207.75, suggesting limited near-term upside. Risks include competitive pressures and reliance on labor market health. Analyst sentiment is mixed with 47% buy ratings versus 50% hold.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Mastercard Incorporated provides financial transaction processing services. The Company offers payment processing services for credit and debit cards, electronic cash, automated teller machines, and travelers checks. Mastercard serves customers worldwide.
Read more on MA →Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.
Read more on PAYC →