LTC Properties Inc vs Upstart Holdings Inc — how do they compare? LTC Properties Inc trades at $38.12 (market cap $2.12B), while Upstart Holdings Inc trades at $30.01 (market cap $2.94B). The key difference: Upstart Holdings Inc is the larger of the two by market cap, and LTC Properties Inc pays a 5.78% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| LTC | UPST | |
|---|---|---|
Market Cap | $2.12B | $2.94B |
Sector | Real Estate | Financials |
52-Week High | $42.81 | $73.76 |
52-Week Low | $33.98 | $24.22 |
Enterprise Value | $2.86B | — |
Dividend Yield | 5.78% | — |
Signals from Pluang's Aura AI — not financial advice
LTC Properties trades at $39.85, up 1.01% today, with a bullish technical signal supported by moving averages. The REIT shows strong fundamentals with a 14.08 P/E ratio, 38.93% net income margin, and consistent dividend payments of $0.19 monthly. Recent acquisitions in seniors housing (SHOP) portfolio total $285 million year-to-date, driving revenue growth from $210M in 2024 to $263M in 2025. However, earnings misses in two of the last three quarters and rising debt-to-asset ratio to 42.64% warrant caution.
Outlook remains positive due to demographic tailwinds in senior housing and aggressive SHOP expansion, but investors face risks from execution challenges in acquisitions and interest rate sensitivity. Analyst consensus is mixed with 27% buy ratings versus 59% hold, suggesting cautious optimism amid transition phase.
No Aura AI signal available yet.
Trailing returns across standard periods
LTC Properties Inc is a healthcare facility real estate investment trust. The company operates one segment that works to invest in healthcare facilities through mortgage loans, property lease transactions, and other investments. LTC generates all of its revenue in the United States. LTC is an active capital provider in the seniors housing and health care real estate industry. The company has been actively engaged with its operating partners to create a growing pipeline of projects. LTC considers merger and acquisition investment as a component of its operational growth strategy.
Read more on LTC →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →