LTC Properties Inc vs Oxford Lane Capital Corp — how do they compare? LTC Properties Inc trades at $41.74 (market cap $2.15B), while Oxford Lane Capital Corp trades at $8.82 (market cap $866.15M). The key difference: LTC Properties Inc is far larger — about 2.5× Oxford Lane Capital Corp's market cap, and Oxford Lane Capital Corp pays the higher dividend (27.06%). Which is the better fit depends on your goals.
| LTC | OXLC | |
|---|---|---|
Market Cap | $2.15B | $866.15M |
Sector | Real Estate | Financials |
52-Week High | $41.92 | $19.90 |
52-Week Low | $33.98 | $8.15 |
Enterprise Value | $2.99B | — |
Dividend Yield | 5.44% | 27.06% |
Signals from Pluang's Aura AI — not financial advice
LTC Properties (LTC) trades at $42.81, up 2.54% today, with a bullish technical signal supported by moving averages. The REIT shows strong fundamentals with a 67.32% gross margin and 39.09% net income margin, though recent earnings missed estimates. Recent acquisitions, including a $73M SHOP portfolio expansion, signal growth in the seniors housing sector. Analyst consensus is mixed, with 27% buy ratings but 59% hold, reflecting cautious optimism amid execution risks.
Outlook: LTC benefits from aging demographics and strategic acquisitions, but faces risks from debt levels and earnings volatility. The stock offers a steady dividend, yet investors should weigh high valuation multiples against growth execution. Near-term performance hinges on Q2 2026 earnings due August 5, 2026.
OXLC trades at $8.87, up 1.14% today, but faces a bearish technical outlook with significant selling pressure. The company reported a net income of $48.46 million for 2025, but recent quarterly earnings have consistently missed expectations, including a substantial miss in Q1 2026. Despite a high dividend yield, financial performance shows strain with negative ROE and ROA, while cash flow is heavily dependent on financing activities.
The outlook is cautious due to deteriorating fundamentals, negative profitability metrics, and bearish analyst sentiment. The primary opportunity lies in the high dividend yield, but risks include unsustainable distributions, declining net asset value, and potential for further earnings volatility. Investor caution is warranted given the conflicting signals between dividend income and underlying financial health.
Trailing returns across standard periods
Latest headlines on both assets
LTC Properties Inc is a healthcare facility real estate investment trust. The company operates one segment that works to invest in healthcare facilities through mortgage loans, property lease transactions, and other investments. LTC generates all of its revenue in the United States. LTC is an active capital provider in the seniors housing and health care real estate industry. The company has been actively engaged with its operating partners to create a growing pipeline of projects. LTC considers merger and acquisition investment as a component of its operational growth strategy.
Read more on LTC →Oxford Lane Capital Corp. is a non-diversified, closed-end management investment company. Its primary investment objective is to achieve high current income, with a secondary objective of capital appreciation. The company primarily invests in equity and junior debt tranches of collateralized loan obligations (CLOs), which are pools of corporate loans. OXLC is known for its high-yield distribution policy and provides investors with leveraged exposure to the CLO market.
Read more on OXLC →