Lowe`s Companies Inc vs Upstart Holdings Inc — how do they compare? Lowe`s Companies Inc trades at $220.63 (market cap $122.73B), while Upstart Holdings Inc trades at $29.92 (market cap $2.94B). The key difference: Lowe`s Companies Inc is far larger — about 41.7× Upstart Holdings Inc's market cap, and Lowe`s Companies Inc pays a 2.28% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| LOW | UPST | |
|---|---|---|
Market Cap | $122.73B | $2.94B |
Sector | Consumer Cyclical | Financials |
52-Week High | $287.39 | $73.76 |
52-Week Low | $201.92 | $24.22 |
Enterprise Value | $164.48B | — |
Dividend Yield | 2.28% | — |
Signals from Pluang's Aura AI — not financial advice
Lowe's (LOW) trades at $223.35, up 2.24% on the day, with a bullish technical signal from moving averages and a consensus analyst price target of $257.69. The stock has consistently beaten earnings estimates in recent quarters, with Q2 2026 results pending. Fundamentals show solid profitability with a net income margin of 7.51% and a P/E ratio of 18.88, though revenue has declined from $96.2B in 2022 to $83.7B in 2025. Recent news highlights mixed sentiment, with some institutional selling but optimism around the Pro business segment.
The outlook for LOW is cautiously optimistic, supported by strong analyst buy ratings (60.79%) and a dividend payout. Key risks include competitive pressures, macroeconomic sensitivity, and high debt levels. The upcoming Q2 earnings report on August 19, 2026, will be critical for validating growth expectations and could drive near-term price movement.
No Aura AI signal available yet.
Trailing returns across standard periods
Latest headlines on both assets
Lowe's is the second-largest home improvement retailer in the world, operating 1,969 stores and servicing around 230 dealer-owned stores throughout the United States and Canada. The firm's stores offer products and services for home decorating, maintenance, repair, and remodeling, with maintenance and repair accounting for two thirds of products sold. Lowe's targets retail do-it-yourself (around 75% of sales) and do-it-for-me customers as well as commercial and professional business clients (around 25% of sales). We estimate Lowe's captures a low-double-digit share of the domestic home improvement market, based on U.S. Census data and management's estimates for market size.
Read more on LOW →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →