Jumia Technologies AG - ADR vs Paycom Software Inc — how do they compare? Jumia Technologies AG - ADR trades at $6.23 (market cap $719.58M), while Paycom Software Inc trades at $210.64 (market cap $9.57B). The key difference: Paycom Software Inc is far larger — about 13.3× Jumia Technologies AG - ADR's market cap, and Paycom Software Inc pays a 0.71% dividend while Jumia Technologies AG - ADR pays none. Which is the better fit depends on your goals.
| JMIA | PAYC | |
|---|---|---|
Market Cap | $719.58M | $9.57B |
Sector | Consumer Cyclical | Technology |
52-Week High | $14.60 | $233.89 |
52-Week Low | $5.69 | $113.59 |
Enterprise Value | $666.68M | $10.35B |
Dividend Yield | — | 0.71% |
Signals from Pluang's Aura AI — not financial advice
JMIA trades at $6.00, down 3.07% today, with a bearish technical signal. The company shows improving fundamentals with revenue growth to $189M in 2025 and narrowing losses, though it remains unprofitable with a -30.79% net margin. Analyst sentiment is positive with 71% buy ratings, supported by progress toward Q4 2026 breakeven targets and recent $50M capital raise.
The path to profitability remains the key investment thesis, with management targeting 2027 EBITDA breakeven. Risks include persistent cash burn, competitive e-commerce landscape, and execution challenges in African markets. The stock offers speculative upside if turnaround continues but carries significant operational risk.
No Aura AI signal available yet.
Trailing returns across standard periods
Latest headlines on both assets
Jumia Technologies AG is the pan-African e-commerce platform. The company's platform consists of a marketplace, which connects sellers with consumers. Its logistics service enables the shipment and delivery of packages from sellers to consumers, and the company's payment service facilitates transactions among participants active on its platform in selected markets. Jumia generates revenue from Sales of goods, Commissions, Fulfillment, Value-added services, and Marketing & Advertising. Its geographical segments are West Africa, North Africa, East & South Africa, Europe, and United Arab Emirates. The firm generates most of its revenue from the West Africa segment.
Read more on JMIA →Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.
Read more on PAYC →