JD.Com Inc vs Nu Holdings Ltd — how do they compare? JD.Com Inc trades at $27.21 (market cap $36.62B), while Nu Holdings Ltd trades at $15.88 (market cap $74.30B). The key difference: Nu Holdings Ltd is far larger — about 2× JD.Com Inc's market cap, and JD.Com Inc pays a 3.72% dividend while Nu Holdings Ltd pays none. Which is the better fit depends on your goals — on Pluang, investors hold JD.Com Inc for 85 Days and Nu Holdings Ltd for 53 Days on average.
| JD | NU | |
|---|---|---|
Market Cap | $36.62B | $74.30B |
Volume | 6,571,477 | 80,294,805 |
Sector | Consumer Cyclical | Financials |
52-Week High | $34.53 | $18.76 |
52-Week Low | $25.19 | $11.60 |
Typical Hold Time | 85 Days | 53 Days |
Enterprise Value | $19.26B | $96.91B |
Dividend Yield | 3.72% | — |
Signals from Pluang's Aura AI — not financial advice
JD.com stock trades at $27.03, up 2.0% today, with a bullish technical signal and strong analyst consensus. The company reported revenue of $1.31 trillion in 2025, though net income declined to $19.63 billion. Recent news highlights potential EU approval for its $2.5 billion Ceconomy acquisition, a key strategic move.
The outlook is positive given deep valuation discounts (P/E 17.9, P/S 0.2) and robust cash flow, but risks include revenue pressure and regulatory scrutiny. Analyst price targets average $35.86, implying significant upside from current levels if execution improves.
NU Holdings (NU) trades at $15.58, down 0.51% on the day, with strong fundamental momentum despite recent volatility. The stock shows bullish technical signals with moving averages supporting upward trends, while oscillators indicate some near-term pressure. Revenue growth has accelerated from $3.0B in 2022 to $10.6B in 2025, with net income turning positive and reaching $2.9B. Recent news highlights acquisition speculation and Goldman Sachs' bullish stance, though the company denied Monzo deal talks.
The outlook remains positive with 56.5% analyst buy ratings and a $16.53 consensus target offering 6% upside. Key opportunities include expanding Latin American digital banking penetration and strong profitability metrics (27.4% net margin). Risks include credit quality concerns from rising delinquencies and competitive pressures in fintech. The stock presents a growth opportunity but requires monitoring of execution risks and market sentiment shifts.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
JD.com is China's second-largest e-commerce company after Alibaba in terms of gross merchandise volume, offering a wide selection of authentic products at competitive prices, with speedy and reliable delivery. The company has built its own nationwide fulfilment infrastructure and last-mile delivery network, staffed by its own employees, which supports both its online direct sales, its online marketplace and omnichannel businesses.
Read more on JD →Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Account, and Rewards.
Read more on NU →