Illinois Tool Works Inc. vs Upstart Holdings Inc — how do they compare? Illinois Tool Works Inc. trades at $293.7 (market cap $83.49B), while Upstart Holdings Inc trades at $30.22 (market cap $2.91B). The key difference: Illinois Tool Works Inc. is far larger — about 28.7× Upstart Holdings Inc's market cap, and Illinois Tool Works Inc. pays a 2.35% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| ITW | UPST | |
|---|---|---|
Market Cap | $83.49B | $2.91B |
Sector | Industrials | Financials |
52-Week High | $299.60 | $73.76 |
52-Week Low | $241.07 | $24.22 |
Enterprise Value | $92.34B | — |
Dividend Yield | 2.35% | — |
Signals from Pluang's Aura AI — not financial advice
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Upstart Holdings trades at $30.21, down 2.83% on the day, with a bullish technical signal supported by moving averages despite recent earnings misses. The company achieved a significant turnaround with $53.6M net income in 2025 after years of losses, driven by 42% revenue growth in Q2 2026. Analyst consensus remains positive with a $47.20 price target, though debt levels have risen to 61.48% of assets.
The outlook balances strong AI-driven loan growth against execution risks and high valuation. Near-term catalysts include the upcoming bank launch and sustained origination growth, while macroeconomic sensitivity and competitive pressures present ongoing challenges for the lending platform.
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Latest headlines on both assets
Illinois Tool Works is a diversified global manufacturer that produces specialized industrial equipment, consumables, and related services. The firm operates 87 global divisions through seven distinct operating segments: automotive OEM, construction products, food equipment, specialty products, test/measurement and electronics, polymers and fluids, and welding. About half of its revenue comes from its operations in North America, with the remainder originating from international markets. ITW takes a bottom-up and decentralized approach to portfolio management, with the exception that each segment must apply its 80/20 operating process modeled on the Pareto principle.
Read more on ITW →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
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