ING Groep NV vs NIO Inc. — how do they compare? ING Groep NV trades at $33.42 (market cap $93.76B), while NIO Inc. trades at $3.55 (market cap $8.62B). The key difference: ING Groep NV is far larger — about 10.9× NIO Inc.'s market cap, and ING Groep NV pays a 3.95% dividend while NIO Inc. pays none. Which is the better fit depends on your goals — on Pluang, investors hold ING Groep NV for 93 Days and NIO Inc. for 81 Days on average.
| ING | NIO | |
|---|---|---|
Market Cap | $93.76B | $8.62B |
Volume | 4,620,220 | 39,648,517 |
Sector | Financials | Consumer Cyclical |
52-Week High | $37.27 | $7.46 |
52-Week Low | $23.66 | $3.37 |
Typical Hold Time | 93 Days | 81 Days |
Enterprise Value | $236.48B | $6.52B |
Dividend Yield | 3.95% | — |
Signals from Pluang's Aura AI — not financial advice
ING stock trades at $33.92, down 2.81% today, with a bearish technical outlook despite recent earnings beats. The company shows strong profitability with 28.34% net income margin and 13.49% ROE, supported by management's raised ROE target above 16% for 2027. Recent news highlights strategic focus on organic growth and bolt-on acquisitions while maintaining capital discipline.
While analyst consensus remains strongly bullish with 65% buy ratings, negative cash flow trends and regulatory scrutiny in Australia present near-term risks. The stock's attractive valuation at 12.86 P/E offers potential upside if the company can execute on its growth strategy and improve cash generation.
NIO trades at $3.54, up 1.72% today but near a 52-week low, with a bearish technical signal. Revenue grew to $87.49B in 2025, yet net losses persist at -$15.57B, though margins improved. Recent Q3 2026 deliveries rose 25.4%, and a strategic battery-swap partnership with Geely aims to expand network utilization, valued at $2.38B.
The outlook hinges on scaling profitability amid a brutal EV price war. Analysts see 76% upside to a $6.23 target, but high debt and cash burn pose risks. Sentiment is mixed, with news highlighting growth potential against competitive and macroeconomic headwinds in China.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions ING build up a global footprint. The 2008 financial crisis forced ING to seek government support--a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market- leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
Read more on ING →NIO Inc. manufactures and sells automobiles. The Company offers electric vehicles and parts, as well as provides battery charging services. NIO serves customers worldwide.
Read more on NIO →