ING Groep NV vs MasterCard Inc — how do they compare? ING Groep NV trades at $33.15 (market cap $92.65B), while MasterCard Inc trades at $539 (market cap $483.71B). The key difference: MasterCard Inc is far larger — about 5.2× ING Groep NV's market cap, and ING Groep NV pays the higher dividend (3.93%). Which is the better fit depends on your goals.
| ING | MA | |
|---|---|---|
Market Cap | $92.65B | $483.71B |
Sector | Financials | Consumer Cyclical |
52-Week High | $33.31 | $598.96 |
52-Week Low | $22.71 | $471.55 |
Dividend Yield | 3.93% | 0.64% |
Volume | — | 4,635,698 |
Enterprise Value | — | $494.45B |
Signals from Pluang's Aura AI — not financial advice
ING trades at $32.13, down 0.62% on the day, with a bullish technical signal from moving averages and neutral oscillators. The company reported Q1 2026 EPS of $0.63, beating expectations of $0.60, continuing a trend of earnings beats. Revenue for 2025 reached $22.90 billion with a net income margin of 27.84%. Recent strategic moves include a stake acquisition in Spain's Singular Bank and the rollout of a global subscription banking model to diversify revenue streams.
The outlook for ING is positive, supported by strong analyst consensus with 62.5% buy ratings and intrinsic value estimates around $34 from DCF analysis. Opportunities include European banking sector strength and net interest income upside from potential ECB rate hikes. Key risks involve persistent negative operating cash flow trends and competitive pressures in digital banking. The stock appears fairly valued with a P/E of 12.96 and P/B of 1.6.
Mastercard (MA) trades at $541.66, down 0.36% on the day, with a bullish technical outlook and strong institutional interest. The stock exhibits robust fundamentals with revenue growth from $32.79B in 2025 to $33.9B projected for 2026, net income margins above 45%, and consistent earnings beats. Recent news highlights AI integration in ASEAN and initiatives to expand digital payment access, reinforcing its market leadership.
The outlook remains positive with a consensus price target of $634.27 implying 17% upside, supported by 79% analyst buy ratings. Key risks include payment disruption from stablecoins and competitive pressures, but Mastercard's innovation and profitability provide a solid foundation for long-term growth.
Trailing returns across standard periods
Latest headlines on both assets
The merger of the Dutch postal bank and NN Insurance in 1991 created ING. Through a series of further acquisitions ING build up a global footprint. The 2008 financial crisis forced ING to seek government support--a precondition of which was that ING should separate its banking and insurance activities, which saw ING revert to being solely a bank. ING has market- leading banking operations in the Netherlands and Belgium, and a range of digital banks across Europe and Australia. Its global wholesale banking operation is primarily focused on lending.
Read more on ING →Mastercard Incorporated provides financial transaction processing services. The Company offers payment processing services for credit and debit cards, electronic cash, automated teller machines, and travelers checks. Mastercard serves customers worldwide.
Read more on MA →