H2O America vs White Mountains Insurance Group Ltd. Common Stock — how do they compare? H2O America trades at $57.8 (market cap $2.40B), while White Mountains Insurance Group Ltd. Common Stock trades at $2,090 (market cap $5.01B). The key difference: White Mountains Insurance Group Ltd. Common Stock is far larger — about 2.1× H2O America's market cap, and H2O America pays the higher dividend (3.07%). Which is the better fit depends on your goals.
| HTO | WTM | |
|---|---|---|
Market Cap | $2.40B | $5.01B |
Volume | 620,902 | 19,324 |
Sector | Utilities | Financials |
52-Week High | $65.43 | $2.32K |
52-Week Low | $44.44 | $1.85K |
Typical Hold Time | 39 Days | — |
Enterprise Value | $4.19B | $5.84B |
Dividend Yield | 3.07% | 0.05% |
Signals from Pluang's Aura AI — not financial advice
HTO trades at $58.49, down 0.27% on the day, with a bearish technical signal but strong analyst support. Recent earnings show mixed quarterly beats, with Q2 2026 adjusted EPS of $0.72 beating expectations. The company completed the acquisition of Quadvest via its Texas subsidiary, expanding its regulated water utility footprint. Financials indicate steady revenue growth to $829 million in 2026 and a net income margin of 12.9%, supported by a gross profit margin of 56.91%.
The stock presents a compelling opportunity with a consensus price target of $66.50, implying over 13% upside, and 83% of analysts rate it a Buy. However, risks include execution challenges from recent acquisitions, potential EPS dilution, and a high investing cash outflow. The bearish technical trend near key support at $58 requires monitoring for stability.
White Mountains Insurance Group (WTM) trades at $2,093.13, up 0.31% with neutral technical signals. The stock shows strong fundamentals with a P/E of 4.8 and ROE of 21.9%, though recent earnings were mixed with Q2 2026 beating estimates while Q1 missed. Book value per share reached $2,258 as of June 2026, up 4% quarterly. Recent product launches and board additions signal strategic growth initiatives.
WTM presents value investment appeal with attractive valuation multiples and solid profitability, but faces execution risks from volatile quarterly earnings and negative cash flow trends. Analyst consensus remains neutral with 100% hold ratings, suggesting cautious optimism pending clearer earnings consistency and cash flow improvement.
Trailing returns across standard periods
Latest headlines on both assets
H2O America is a utility company that provides essential water and wastewater services, primarily in the United States. The company operates a network of regulated water and wastewater systems, focusing on responsible resource management and high-quality service delivery. HTO aims to expand its operational footprint through acquisitions and internal growth, serving residential, commercial, and industrial customers.
Read more on HTO →White Mountains Insurance Group Ltd. is a Bermuda-based holding company that owns and builds insurance and financial services businesses. Its operating segments include Ark, a specialty insurance and reinsurance underwriter; HG Global, which reinsures municipal bond insurer Build America Mutual; and Kudu Investment Management, which provides capital to boutique asset managers.
Read more on WTM →