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Compare Home Depot Inc (HD) vs Upstart Holdings Inc (UPST) Price & Performance

Home Depot IncTrade
Upstart Holdings IncTrade

Price performance (Past 24H)

Key statistics

Home Depot Inc vs Upstart Holdings Inc — how do they compare? Home Depot Inc trades at $330.92 (market cap $332.08B), while Upstart Holdings Inc trades at $29.52 (market cap $2.76B). The key difference: Home Depot Inc is far larger — about 120.3× Upstart Holdings Inc's market cap, and Home Depot Inc pays a 2.8% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.

HDUPST
Market Cap
$332.08B$2.76B
Sector
Consumer CyclicalFinancials
52-Week High
$423.42$84.13
52-Week Low
$297.51$24.22
Enterprise Value
$393.64B
Dividend Yield
2.8%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Home Depot Inc

Home Depot (HD) trades at $331.84, down 2.07% on the day, as the stock faces technical bearish pressure with mixed earnings performance. The company reported Q1 2026 EPS of $3.43, beating expectations, but missed in Q3 2025. Revenue reached $159.51B in 2025 with strong profitability metrics including 8.41% net margin and 128.38% ROE. Recent institutional activity shows mixed positioning while analyst consensus remains bullish with a $370.59 price target.

HD presents a compelling long-term investment case with strong fundamentals and analyst support, though near-term headwinds include weakening big-ticket demand and margin pressure. The stock's current discount to consensus target offers potential upside, but investors should monitor housing market trends and consumer spending patterns that impact home improvement demand.

Upstart Holdings Inc

Upstart Holdings trades at $28.68, down 2.81% on the day, with a bearish technical signal but oversold RSI levels. The company reported a net income of $53.60M in 2025, a significant improvement from prior losses, though recent Q1 2026 earnings missed expectations. Revenue growth to $1.02B in 2025 and expanding AI lending platform into auto and home loans highlight operational progress.

The stock presents a recovery opportunity with analyst consensus target of $42.00, but faces risks from volatile earnings, high debt levels, and margin pressure. Investor sentiment is mixed amid ongoing execution challenges in a competitive fintech landscape.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Home Depot Inc

Home Depot is the world's largest home improvement specialty retailer, operating more than 2,300 warehouse-format stores offering more than 30,000 products in store and 1 million products online in the United States, Canada, and Mexico. Its stores offer numerous building materials, home improvement products, lawn and garden products, and decor products and provide various services, including home improvement installation services and tool and equipment rentals. The acquisition of distributor Interline Brands in 2015 allowed Home Depot to enter the maintenance, repair, and operations business, which has been expanded through the tie-up with HD Supply (2020). The addition of the Company Store brought textile exposure to Home Depot's lineup.

Read more on HD

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST