Grab Holdings Ltd. vs Upstart Holdings Inc — how do they compare? Grab Holdings Ltd. trades at $3.14 (market cap $12.72B), while Upstart Holdings Inc trades at $23.9 (market cap $2.35B). The key difference: Grab Holdings Ltd. is far larger — about 5.4× Upstart Holdings Inc's market cap, and Grab Holdings Ltd. is more actively traded (65,352,859 versus 4,203,337). Which is the better fit depends on your goals — on Pluang, investors hold Grab Holdings Ltd. for 94 Days and Upstart Holdings Inc for 39 Days on average.
| GRAB | UPST | |
|---|---|---|
Market Cap | $12.72B | $2.35B |
Volume | 65,352,859 | 4,203,337 |
Sector | Technology | Financials |
52-Week High | $6.17 | $52.74 |
52-Week Low | $2.80 | $22.81 |
Typical Hold Time | 94 Days | 39 Days |
Enterprise Value | $8.46B | $3.88B |
Signals from Pluang's Aura AI — not financial advice
GRAB trades at $3.08, up 0.33% with bearish technical signals but strong fundamentals. The company achieved profitability in 2025 with $268M net income and has beaten earnings estimates for three consecutive quarters. Recent developments include a $1.49B acquisition of Atome Financial and $30M in insider buying by the CEO, signaling confidence in growth prospects despite recent stock pressure.
GRAB presents a compelling turnaround story with accelerating revenue growth and margin expansion. The risk-reward appears favorable given the 92% analyst buy rating, though investors should monitor integration risks from the Atome acquisition and competitive pressures in Southeast Asian markets that could impact future profitability.
Upstart Holdings (UPST) trades at $24.02, up 0.67% with mixed technical signals showing bearish momentum but neutral oscillators. The company reported revenue growth to $1.02B in 2025 with a return to profitability ($53.6M net income), though recent quarters show earnings misses. Analyst sentiment is divided with a $39.50 consensus target, while recent news highlights partnership expansions and sector volatility affecting consumer lending stocks.
The outlook balances AI-driven lending growth against credit market risks and earnings volatility. Investment opportunity lies in valuation upside if execution improves, but risks include debt levels rising to 61.48% of assets and consistent earnings underperformance. The stock's proximity to recent lows suggests cautious investor sentiment amid sector headwinds.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
Grab Holdings Limited operates as a holding company. The Company, through its subsidiaries, develops delivery management, mobility, financial services, and enterprise software solutions. Grab Holdings serves customers worldwide.
Read more on GRAB →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →