YieldMax AI & Tech Portfolio Option Income ETF vs Upstart Holdings Inc — how do they compare? YieldMax AI & Tech Portfolio Option Income ETF trades at $43.1, while Upstart Holdings Inc trades at $29.04 (market cap $2.91B). The key difference: YieldMax AI & Tech Portfolio Option Income ETF is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals.
| GPTY | UPST | |
|---|---|---|
Sector | Income / Options Overlay | Financials |
52-Week High | $50.52 | $73.76 |
52-Week Low | $34.73 | $24.22 |
Market Cap | — | $2.91B |
Signals from Pluang's Aura AI — not financial advice
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UPST trades at $28.97, down 4.1% today, with a bearish technical signal despite recent Q2 2026 earnings beating estimates. The company returned to GAAP profitability with 42% revenue growth and 50% loan origination growth, though it has missed earnings expectations in three consecutive quarters. Analyst consensus is divided with a $47.20 price target suggesting significant upside potential from current levels.
The outlook remains mixed with strong AI-driven lending growth offset by high valuation metrics (P/E 57.5) and negative cash flow from operations. Key risks include interest rate sensitivity and competitive pressures in fintech lending, while institutional sentiment shows cautious optimism with 45% buy ratings.
Trailing returns across standard periods
GPTY is an actively managed ETF that seeks to provide current income and capital appreciation by holding a concentrated portfolio of 15 to 30 leading AI and technology companies. It utilizes a variety of options strategies, including selling call options on its underlying holdings, to generate weekly distributions while maintaining direct equity exposure to the growth of the AI sector.
Read more on GPTY →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →