F.N.B. Corporation Common Stock vs Annaly Capital Management, Inc. — how do they compare? F.N.B. Corporation Common Stock trades at $16.96 (market cap $6.03B), while Annaly Capital Management, Inc. trades at $18.31 (market cap $13.69B). The key difference: Annaly Capital Management, Inc. is far larger — about 2.3× F.N.B. Corporation Common Stock's market cap, and Annaly Capital Management, Inc. pays the higher dividend (16.52%). Which is the better fit depends on your goals — on Pluang, investors hold F.N.B. Corporation Common Stock for 0 Days and Annaly Capital Management, Inc. for 92 Days on average.
| FNB | NLY | |
|---|---|---|
Market Cap | $6.03B | $13.69B |
Volume | 7,117,178 | 10,312,599 |
Sector | Financials | Real Estate |
52-Week High | $19.49 | $24.40 |
52-Week Low | $14.65 | $17.93 |
Typical Hold Time | 0 Days | 92 Days |
Enterprise Value | $10.52B | $135.72B |
Dividend Yield | 3.07% | 16.52% |
Signals from Pluang's Aura AI — not financial advice
FNB trades at $17.05, down 0.76% on the day, with a neutral technical signal. The stock shows solid fundamentals with a P/E of 10.15 and P/B of 0.89, indicating potential undervaluation. Recent earnings have been mixed, with Q2 2026 beating estimates but Q1 missing. Revenue remains stable at $1.77 billion for 2025, with a strong net income margin of 33.04%. Analyst sentiment is positive, with 13 buy ratings and a consensus price target of $20.80.
The outlook for FNB is cautiously optimistic, supported by strong profitability and a favorable analyst consensus. Key opportunities include potential upside to the price target and consistent dividend payments. Risks involve earnings volatility, as seen in recent quarters, and competitive pressures in the banking sector. Investors should weigh the attractive valuation against execution risks and market conditions.
Annaly Capital Management (NLY) trades at $18.16, down 0.71% on the day, as the mortgage REIT faces technical headwinds despite strong fundamentals. The stock exhibits a bearish technical signal with key resistance at $19, while recent earnings have consistently beaten estimates, with Q2 2026 EPS of $0.79 surpassing the $0.751 consensus. NLY maintains a high dividend yield, recently declaring a $0.75 quarterly payout, supported by a 92.77% net income margin and 20.66% ROE. The company's portfolio expansion to $107 billion in 2026 drives earnings growth, though rising interest rates pose challenges.
NLY presents a value opportunity with a P/E of 4.39 and P/B of 0.91, trading below the analyst consensus price target of $22.00. The 57% buy rating from analysts reflects confidence in its dividend sustainability and portfolio strength. Key risks include sensitivity to interest rate hikes, leveraged balance sheet with debt-to-asset ratio of 23.55 in 2025, and potential volatility in mortgage spreads. Investors are compensated with a high yield, but must monitor Federal Reserve policy impacts on mortgage REIT profitability.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Latest headlines on both assets
F.N.B. Corporation is a diversified financial services holding company headquartered in Pittsburgh, Pennsylvania, operating through its lead subsidiary, First National Bank of Pennsylvania. It provides commercial banking, consumer banking, wealth management, and insurance through more than 350 banking offices across seven states and Washington, D.C.
Read more on FNB →Annaly Capital Management Inc is an American mortgage real estate investment trust. The company segments its operations into Residential and Commercial real estate investments. While Annaly's Residential assets are primarily comprised of agency mortgage-backed securities and debentures, it is primarily invested in commercial mortgage loans and mortgage-backed securities in its Commercial unit through its subsidiary, Annaly Commercial Real Estate Group. Agency mortgage-backed securities and debentures make up the majority of the company's overall portfolio. Most of the company's counterparties are located in the U.S. Annaly generates nearly all of its revenue from the spread between interest earned on its assets and interest payments made on its borrowings.
Read more on NLY →