Flagstar Bank NA vs Upstart Holdings Inc — how do they compare? Flagstar Bank NA trades at $14.23 (market cap $5.82B), while Upstart Holdings Inc trades at $29.98 (market cap $2.94B). The key difference: Flagstar Bank NA is the larger of the two by market cap, and Flagstar Bank NA pays a 0.29% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| FLG | UPST | |
|---|---|---|
Market Cap | $5.82B | $2.94B |
Sector | Financials | Financials |
52-Week High | $15.36 | $73.76 |
52-Week Low | $10.72 | $24.22 |
Dividend Yield | 0.29% | — |
Signals from Pluang's Aura AI — not financial advice
Flagstar Bank (FLG) trades at $13.95, down 1.48% amid a bearish technical signal, though it remains profitable with a net income margin of 2.3% in 2026. Recent Q2 2026 earnings missed estimates, but the company announced a $250 million share repurchase program and continues dividend payments, reflecting confidence in its capital position. The stock trades below book value with a P/B of 0.76, offering a potential margin of safety.
The outlook is mixed: analyst consensus is bullish with a $16.85 price target, but risks include earnings volatility and competitive pressures. Upside hinges on execution of growth initiatives, while downside could stem from further earnings misses or economic headwinds affecting the banking sector.
No Aura AI signal available yet.
Trailing returns across standard periods
Flagstar Bank is a prominent US financial institution and a subsidiary of New York Community Bancorp. It provides commercial banking, mortgage services, and diverse personal finance products.
Read more on FLG →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →