First Horizon Corporation Common Stock vs Upstart Holdings Inc — how do they compare? First Horizon Corporation Common Stock trades at $22.63 (market cap $10.79B), while Upstart Holdings Inc trades at $22.6 (market cap $2.32B). The key difference: First Horizon Corporation Common Stock is far larger — about 4.7× Upstart Holdings Inc's market cap, and First Horizon Corporation Common Stock pays a 2.99% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold First Horizon Corporation Common Stock for 0 Days and Upstart Holdings Inc for 39 Days on average.
| FHN | UPST | |
|---|---|---|
Market Cap | $10.79B | $2.32B |
Volume | 8,579,466 | 3,123,987 |
Sector | Financials | Financials |
52-Week High | $26.23 | $52.74 |
52-Week Low | $19.94 | $22.74 |
Typical Hold Time | 0 Days | 39 Days |
Enterprise Value | $14.10B | $3.85B |
Dividend Yield | 2.99% | — |
Signals from Pluang's Aura AI — not financial advice
First Horizon (FHN) trades at $22.77, down 1.26% on the day, with a neutral technical outlook. The stock shows strong fundamentals, including a P/E of 10.95 and net income margin of 30.87% for 2026, supported by three consecutive quarterly earnings beats. Recent news highlights executive recognitions and upcoming Q3 2026 earnings on October 15, 2026.
The outlook is positive given robust profitability, analyst consensus price target of $27.44 (20.5% upside), and no sell ratings. Risks include high debt-to-asset ratio of 1.81 and macroeconomic sensitivity. Earnings growth remains the key catalyst for further upside, with investor focus on Q3 results.
UPST trades at $22.74, down 4.25% on the day, with a bearish technical signal and recent earnings misses. Revenue grew to $1.02B in 2025, turning profitable with $53.60M net income, but cash flow from operations remains negative. The stock is trading well below the consensus price target of $38.13, with analysts divided between Buy and Hold ratings.
The outlook is mixed: strong revenue growth and profitability improvements offer upside potential, but persistent cash burn, high debt levels, and sensitivity to credit markets pose significant risks. Investor sentiment is cautious amid recent price declines and sector-wide pressures.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
First Horizon Corporation is the holding company for First Horizon Bank, a regional financial services provider operating roughly 460 branches across 11 states in southeastern US. It offers commercial, consumer, private banking, wealth management, and capital markets services.
Read more on FHN →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →