Compare First Citizens BancShares Inc (FCNCA) vs United Microelectronics Corp (UMC) Price & Performance
Price performance (Past 24H)
Key statistics
Key statistics
First Citizens BancShares Inc vs United Microelectronics Corp — how do they compare? First Citizens BancShares Inc trades at $2,145.92 (market cap $23.76B), while United Microelectronics Corp trades at $22.65 (market cap $65.12B). The key difference: United Microelectronics Corp is far larger — about 2.7× First Citizens BancShares Inc's market cap, and United Microelectronics Corp pays the higher dividend (1.65%). Which is the better fit depends on your goals.
| FCNCA | UMC | |
|---|---|---|
Market Cap | $23.76B | $65.12B |
Sector | Sector/Thematic | Technology |
52-Week High | $2.20K | $28.02 |
52-Week Low | $1.64K | $6.58 |
Dividend Yield | 0.41% | 1.65% |
Enterprise Value | — | $62.70B |
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
First Citizens BancShares (FCNCA) trades at $2,133.72, up 3.47% on the day, with a neutral technical signal despite bullish moving averages. The company demonstrates strong fundamentals with a trailing P/E of 11.94 and consistent earnings beats, including a Q1 2026 EPS of $44.86 versus $39.56 expected. Recent strategic moves include plans to retire the Silicon Valley Bank brand and expand commercial banking capabilities in Q4 2026.
The outlook is supported by solid profitability with a 24.35% net income margin and a shareholder-friendly dividend. Key risks include margin pressure and credit risk exposure from the legacy SVB portfolio. Analyst consensus is cautious with an 81.82% hold rating, though the consensus price target of $2,320 suggests modest upside from current levels.
UMC trades at $23.84, up 1.62% today, with a bullish technical signal supported by moving averages. The stock shows strong profitability with a 20.25% net income margin and has beaten earnings estimates for three consecutive quarters. Recent news highlights mass production milestones in silicon photonics and June 2026 sales growth of 22.85% year-over-year, indicating robust operational momentum.
The outlook is positive due to consistent earnings beats and specialty technology advancements, but high valuation ratios like a P/E of 40.46 pose risks. Analyst sentiment is mixed with a 26.67% buy rating, suggesting cautious optimism amid competitive and macroeconomic pressures in the semiconductor sector.
Returns comparison
Trailing returns across standard periods
Returns comparison
Trailing returns across standard periods
About First Citizens BancShares Inc
First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →About United Microelectronics Corp
Founded in 1980, United Microelectronics is the world's third-largest dedicated chip foundry, with 7% market share in 2021, according to Gartner, after TSMC and GlobalFoundries. UMC's headquarters are in Hsinchu, Taiwan, and it operates 12 fabs in Taiwan, Mainland China, Japan and Singapore, with additional sales offices in Europe, the U.S. and South Korea. UMC features a diverse customer base including Texas Instruments, MediaTek, Qualcomm, Broadcom, Xilinx and Realtek, supplying a wide range of products applied in communications, display, memory, automotive and more. UMC employs about 20,000 people.
Read more on UMC →
