Compare First Citizens BancShares Inc (FCNCA) vs Banco Santander SA (SAN) Price & Performance
Price performance (Past 24H)
Key statistics
Key statistics
First Citizens BancShares Inc vs Banco Santander SA — how do they compare? First Citizens BancShares Inc trades at $2,165.56 (market cap $23.76B), while Banco Santander SA trades at $13.66 (market cap $195.14B). The key difference: Banco Santander SA is far larger — about 8.2× First Citizens BancShares Inc's market cap, and Banco Santander SA pays the higher dividend (2.01%). Which is the better fit depends on your goals.
| FCNCA | SAN | |
|---|---|---|
Market Cap | $23.76B | $195.14B |
Sector | Sector/Thematic | Financials |
52-Week High | $2.20K | $14.37 |
52-Week Low | $1.64K | $8.40 |
Dividend Yield | 0.41% | 2.01% |
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
First Citizens BancShares (FCNCA) trades at $2,133.72, up 3.47% on the day, with a neutral technical signal despite bullish moving averages. The company demonstrates strong fundamentals with a trailing P/E of 11.94 and consistent earnings beats, including a Q1 2026 EPS of $44.86 versus $39.56 expected. Recent strategic moves include plans to retire the Silicon Valley Bank brand and expand commercial banking capabilities in Q4 2026.
The outlook is supported by solid profitability with a 24.35% net income margin and a shareholder-friendly dividend. Key risks include margin pressure and credit risk exposure from the legacy SVB portfolio. Analyst consensus is cautious with an 81.82% hold rating, though the consensus price target of $2,320 suggests modest upside from current levels.
SAN trades at $13.67, up 0.29% today, with a bullish technical signal from moving averages and a neutral RSI. The company reported Q1 2026 EPS of $0.4144, beating expectations of $0.29, and maintains a strong net income margin of 26.72%. Recent developments include the acquisition of TSB and AI-driven efficiency initiatives targeting over $1.15 billion in business value.
Outlook is positive with analyst consensus at 64% buy ratings, supported by record profitability and a dividend yield from the recent $0.15 payout. Risks include declining operating cash flow, high debt levels, and antitrust probes in Spain. The stock offers value with a P/E of 13.73 and ROE of 16.18%, but investors should monitor cash flow trends and regulatory outcomes.
Returns comparison
Trailing returns across standard periods
Returns comparison
Trailing returns across standard periods
About First Citizens BancShares Inc
First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →About Banco Santander SA
Santander's focus is on retail and commercial banking. Latin America is geographically the largest operation, with Brazil by far the largest. Its continental European business is still mainly Iberian. Santander's U.K. presence is the result of the acquisition of building society Abbey. In the U.S., Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
Read more on SAN →
