Compare First Citizens BancShares Inc (FCNCA) vs Paychex, Inc. (PAYX) Price & Performance
Price performance (Past 24H)
Key statistics
Key statistics
First Citizens BancShares Inc vs Paychex, Inc. — how do they compare? First Citizens BancShares Inc trades at $2,165.56 (market cap $23.76B), while Paychex, Inc. trades at $114.03 (market cap $39.12B). The key difference: Paychex, Inc. is the larger of the two by market cap, and Paychex, Inc. pays the higher dividend (4.33%). Which is the better fit depends on your goals.
| FCNCA | PAYX | |
|---|---|---|
Market Cap | $23.76B | $39.12B |
Sector | Sector/Thematic | Industrials |
52-Week High | $2.20K | $147.99 |
52-Week Low | $1.64K | $85.57 |
Dividend Yield | 0.41% | 4.33% |
Enterprise Value | — | $42.60B |
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
First Citizens BancShares (FCNCA) trades at $2,133.72, up 3.47% on the day, with a neutral technical signal despite bullish moving averages. The company demonstrates strong fundamentals with a trailing P/E of 11.94 and consistent earnings beats, including a Q1 2026 EPS of $44.86 versus $39.56 expected. Recent strategic moves include plans to retire the Silicon Valley Bank brand and expand commercial banking capabilities in Q4 2026.
The outlook is supported by solid profitability with a 24.35% net income margin and a shareholder-friendly dividend. Key risks include margin pressure and credit risk exposure from the legacy SVB portfolio. Analyst consensus is cautious with an 81.82% hold rating, though the consensus price target of $2,320 suggests modest upside from current levels.
Paychex (PAYX) trades at $109.52, down 1.11% today but near the consensus price target of $110. The stock shows strong fundamentals with consistent earnings beats, including Q1 2026 EPS of $1.32 beating estimates. Technical indicators are bullish on moving averages while oscillators remain neutral. Recent news highlights AI expansion and strong small business job growth, supporting the positive outlook.
PAYX presents a balanced investment case with robust profitability (27% net margin) and dividend appeal, though valuation multiples appear elevated. Key risks include macroeconomic sensitivity to small business hiring and competitive pressures. Analyst sentiment is mixed with 63% hold ratings, suggesting cautious optimism amid current price levels near fair value.
Returns comparison
Trailing returns across standard periods
Returns comparison
Trailing returns across standard periods
Top news
Latest headlines on both assets
Top news
Latest headlines on both assets
About First Citizens BancShares Inc
First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →About Paychex, Inc.
Paychex is a leading provider of payroll, human capital management, and insurance solutions servicing small and midsize clients primarily in the United States. The company, established in 1979, services over 730,000 clients and pays over 1 in 12 U.S. private-sector workers. Alongside its traditional payroll services, Paychex offers HCM solutions such as benefits administration and time and attendance software, as well as human resources outsourcing and insurance agency services.
Read more on PAYX →
