Compare First Citizens BancShares Inc (FCNCA) vs Oxford Lane Capital Corp (OXLC) Price & Performance
Price performance (Past 24H)
Key statistics
Key statistics
First Citizens BancShares Inc vs Oxford Lane Capital Corp — how do they compare? First Citizens BancShares Inc trades at $2,145.92 (market cap $23.76B), while Oxford Lane Capital Corp trades at $9.07 (market cap $881.29M). The key difference: First Citizens BancShares Inc is far larger — about 27× Oxford Lane Capital Corp's market cap, and Oxford Lane Capital Corp pays the higher dividend (26.59%). Which is the better fit depends on your goals.
| FCNCA | OXLC | |
|---|---|---|
Market Cap | $23.76B | $881.29M |
Sector | Sector/Thematic | Financials |
52-Week High | $2.20K | $20.75 |
52-Week Low | $1.64K | $8.15 |
Dividend Yield | 0.41% | 26.59% |
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
Aura AI Summary
Signals from Pluang's Aura AI — not financial advice
First Citizens BancShares (FCNCA) trades at $2,133.72, up 3.47% on the day, with a neutral technical signal despite bullish moving averages. The company demonstrates strong fundamentals with a trailing P/E of 11.94 and consistent earnings beats, including a Q1 2026 EPS of $44.86 versus $39.56 expected. Recent strategic moves include plans to retire the Silicon Valley Bank brand and expand commercial banking capabilities in Q4 2026.
The outlook is supported by solid profitability with a 24.35% net income margin and a shareholder-friendly dividend. Key risks include margin pressure and credit risk exposure from the legacy SVB portfolio. Analyst consensus is cautious with an 81.82% hold rating, though the consensus price target of $2,320 suggests modest upside from current levels.
OXLC trades at $9.035, down 1.04% with a bearish technical signal. The company reported negative earnings surprises in recent quarters, including a significant Q1 2026 miss, while maintaining a high dividend yield. Analyst sentiment is mixed with a 50% buy rating, but negative ROE and ROA raise concerns about financial health.
The outlook remains challenging with declining net asset value and operational cash flow deficits. While the high dividend yield attracts income investors, sustainability concerns persist given the negative profitability metrics and recent earnings underperformance.
Returns comparison
Trailing returns across standard periods
Returns comparison
Trailing returns across standard periods
About First Citizens BancShares Inc
First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →About Oxford Lane Capital Corp
Oxford Lane Capital Corp. is a non-diversified, closed-end management investment company. Its primary investment objective is to achieve high current income, with a secondary objective of capital appreciation. The company primarily invests in equity and junior debt tranches of collateralized loan obligations (CLOs), which are pools of corporate loans. OXLC is known for its high-yield distribution policy and provides investors with leveraged exposure to the CLO market.
Read more on OXLC →
