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Compare Expensify Inc (EXFY) vs Consumer Discretionary Select Sector SPDR Fund (XLY) Price & Performance

Expensify IncTrade
Consumer Discretionary Select Sector SPDR FundTrade

Price performance (Past 24H)

Key statistics

Expensify Inc vs Consumer Discretionary Select Sector SPDR Fund — how do they compare? Expensify Inc trades at $1.78 (market cap $170.21M), while Consumer Discretionary Select Sector SPDR Fund trades at $117.32. Which is the better fit depends on your goals.

EXFYXLY
Market Cap
$170.21M
Sector
Technology
52-Week High
$2.33$124.52
52-Week Low
$0.75$105.64
Enterprise Value
$109.24M

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Expensify Inc

Expensify (EXFY) trades at $1.77, down 2.21% on the day, with a bullish technical signal from moving averages but mixed earnings history. Revenue for 2025 was $142.10M, but the company posted a net loss of -$21.39M, with negative profit margins and ROE. Recent news highlights product innovations like AI-powered expense automation and a $25M stock buyback program, indicating active management efforts to drive growth and shareholder value.

The outlook remains challenging due to persistent unprofitability, though positive cash flow from operations and strategic partnerships offer some stability. Investment opportunities hinge on successful execution of new AI and travel billing initiatives to improve margins. Key risks include intense competition in expense management software and the company's ability to achieve sustained profitability amid fluctuating revenues.

Consumer Discretionary Select Sector SPDR Fund

XLY trades at $117.45, up 1.34% with a neutral technical signal. The ETF shows bullish moving averages but neutral oscillators, with key support at $116 and resistance at $118. Analyst consensus is unanimously bullish with 100% buy ratings, though financial ratios are currently unavailable. Recent news highlights XLY as a potential beneficiary of consumer discretionary spending trends and World Cup travel.

The outlook for XLY appears positive given strong analyst support and potential catalysts from consumer spending. Key risks include inflation pressures and weak consumer sentiment that could impact discretionary spending. Institutional interest remains a key driver for continued upside potential.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Expensify Inc

Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.

Read more on EXFY

About Consumer Discretionary Select Sector SPDR Fund

In seeking to track the performance of the index, the fund employs a replication strategy. It generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes securities of companies from the following industries: retail; hotels, restaurants and leisure; textiles, apparel and luxury goods; household durables; automobiles; auto components; distributors; leisure products; and diversified consumer services. It is non-diversified.

Read more on XLY