Expensify Inc vs United Parcel Service Inc — how do they compare? Expensify Inc trades at $2.4 (market cap $208.82M), while United Parcel Service Inc trades at $94.54 (market cap $80.08B). The key difference: United Parcel Service Inc is far larger — about 383.5× Expensify Inc's market cap, and United Parcel Service Inc pays a 6.97% dividend while Expensify Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Expensify Inc for 41 Days and United Parcel Service Inc for 141 Days on average.
| EXFY | UPS | |
|---|---|---|
Market Cap | $208.82M | $80.08B |
Volume | 456,102 | 6,706,833 |
Sector | Technology | Industrials |
52-Week High | $2.72 | $120.00 |
52-Week Low | $0.75 | $82.87 |
Typical Hold Time | 41 Days | 141 Days |
Enterprise Value | $148.44M | $104.10B |
Dividend Yield | — | 6.97% |
Signals from Pluang's Aura AI — not financial advice
Expensify (EXFY) trades at $2.30, up 1.32% with a bullish technical signal from moving averages. The company shows improving fundamentals with Q1 and Q2 2026 earnings beats and positive operating cash flow of $20.09M in 2025. Recent business developments include AI-native ERP integrations and European card expansion, signaling growth initiatives. However, the stock carries a high P/E ratio of 258.82 and negative profitability metrics, presenting a mixed investment case.
The outlook remains cautiously optimistic with analyst consensus pointing to significant upside (target $13.75), but investors face risks from persistent net losses and competitive pressures. The key opportunity lies in the company's strategic pivot to AI-driven solutions and international expansion, though execution risks and valuation concerns warrant careful monitoring.
UPS trades at $94.11, up 1.98% on the day, amid mixed signals. The stock shows bearish technical trends but has consistently beaten earnings estimates in recent quarters. Revenue has declined from $100.3B in 2022 to $88.7B in 2025, though net income margin remains above 5%. Recent news highlights strategic initiatives like the UPS Secure Commerce platform and an exclusive TikTok Shop returns deal, aiming to bolster e-commerce services against competitive pressures and margin concerns.
The investment outlook balances a high dividend yield near 7% and analyst consensus price target of $118.67 against risks from declining package volumes, fuel cost pressures, and Amazon competition. Wall Street sentiment is divided, with 47% buy ratings but recent downgrades citing volume weakness. Earnings growth from cost controls and new partnerships is key for upside, while persistent volume softness poses a downside risk.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.
Read more on EXFY →United Parcel Service, Inc. (UPS) delivers packages and documents throughout the United States and in other countries and territories. The Company also provides global supply chain services and less-than-truckload transportation, primarily in the US UPS's business consists of integrated air and ground pick-up and delivery network
Read more on UPS →