Expensify Inc vs BlackRock TCP Capital Corp — how do they compare? Expensify Inc trades at $2.4 (market cap $208.82M), while BlackRock TCP Capital Corp trades at $4.01 (market cap $337.71M). The key difference: BlackRock TCP Capital Corp is the larger of the two by market cap, and BlackRock TCP Capital Corp pays a 18.88% dividend while Expensify Inc pays none. Which is the better fit depends on your goals — on Pluang, investors hold Expensify Inc for 41 Days and BlackRock TCP Capital Corp for 88 Days on average.
| EXFY | TCPC | |
|---|---|---|
Market Cap | $208.82M | $337.71M |
Volume | 456,102 | 436,109 |
Sector | Technology | Financials |
52-Week High | $2.72 | $6.20 |
52-Week Low | $0.75 | $3.13 |
Typical Hold Time | 41 Days | 88 Days |
Enterprise Value | $148.44M | $1.09B |
Dividend Yield | — | 18.88% |
Signals from Pluang's Aura AI — not financial advice
Expensify (EXFY) trades at $2.30, up 1.32% with a bullish technical signal from moving averages. The company shows improving fundamentals with Q1 and Q2 2026 earnings beats and positive operating cash flow of $20.09M in 2025. Recent business developments include AI-native ERP integrations and European card expansion, signaling growth initiatives. However, the stock carries a high P/E ratio of 258.82 and negative profitability metrics, presenting a mixed investment case.
The outlook remains cautiously optimistic with analyst consensus pointing to significant upside (target $13.75), but investors face risks from persistent net losses and competitive pressures. The key opportunity lies in the company's strategic pivot to AI-driven solutions and international expansion, though execution risks and valuation concerns warrant careful monitoring.
TCPC trades at $4.03, up 2.28% with a bullish technical signal. The company reported Q2 2026 earnings of $0.22 per share, beating expectations, and completed a $523 million portfolio sale to reduce leverage. Despite negative revenue trends, the stock trades at a discount to book value (P/B 0.61) and offers a dividend yield. Analyst consensus leans Hold with 69% of ratings neutral.
TCPC presents a mixed outlook: strategic portfolio sales improve liquidity, but declining revenue and negative margins pose fundamental challenges. The stock's discount to book value and dividend may attract value investors, though earnings volatility and ongoing strategic review introduce uncertainty. Key risks include execution of the strategic review and persistent negative profitability.
Trailing returns across standard periods
What Pluang investors did over the last 30 days
Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.
Read more on EXFY →BlackRock TCP Capital Corp is a finance company specializing in middle-market lending. It aims for high returns through income and capital appreciation while prioritizing principal protection. The company invests in debt securities and earns revenue from interest payments, fees, and some equity appreciation.
Read more on TCPC →