Expensify Inc vs Paycom Software Inc — how do they compare? Expensify Inc trades at $1.79 (market cap $170.21M), while Paycom Software Inc trades at $150.22 (market cap $6.75B). The key difference: Paycom Software Inc is far larger — about 39.7× Expensify Inc's market cap, and Paycom Software Inc pays a 1.04% dividend while Expensify Inc pays none. Which is the better fit depends on your goals.
| EXFY | PAYC | |
|---|---|---|
Market Cap | $170.21M | $6.75B |
Sector | Technology | Technology |
52-Week High | $2.33 | $238.80 |
52-Week Low | $0.75 | $113.59 |
Enterprise Value | $109.24M | $7.36B |
Dividend Yield | — | 1.04% |
Signals from Pluang's Aura AI — not financial advice
Expensify (EXFY) trades at $1.77, down 2.21% on the day, with a bullish technical signal from moving averages but mixed earnings history. Revenue for 2025 was $142.10M, but the company posted a net loss of -$21.39M, with negative profit margins and ROE. Recent news highlights product innovations like AI-powered expense automation and a $25M stock buyback program, indicating active management efforts to drive growth and shareholder value.
The outlook remains challenging due to persistent unprofitability, though positive cash flow from operations and strategic partnerships offer some stability. Investment opportunities hinge on successful execution of new AI and travel billing initiatives to improve margins. Key risks include intense competition in expense management software and the company's ability to achieve sustained profitability amid fluctuating revenues.
Paycom Software (PAYC) trades at $152.79, up 6.35% over 24 hours, with a bullish technical signal from moving averages and a consensus analyst price target of $151.00. Recent earnings beat expectations in Q4 2025 and Q1 2026, with revenue growing to $2.05 billion in 2025. The company maintains strong profitability, including a 22.44% net income margin and 37.15% ROE, while launching new tools like Asset Management to drive growth.
Outlook is cautiously optimistic, with potential upside to the $183.00 high target, supported by solid fundamentals and product innovation. Risks include competitive pressures in HCM software and reliance on steady revenue growth. Investors should weigh the stock's current valuation against earnings consistency and market sentiment.
Trailing returns across standard periods
Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.
Read more on EXFY →Paycom is a fast-growing provider of payroll and human capital management, or HCM, software primarily targeting clients with 50-10,000 employees in the United States. Paycom was established in 1998 and services about 18,000 clients as of 2021, based on parent company grouping. Alongside its core payroll software, Paycom offers various HCM add-on modules, including time and attendance, talent management, and benefits administration.
Read more on PAYC →