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Compare Expensify Inc (EXFY) vs Norwegian Cruise Line Holdings Ltd (NCLH) Price & Performance

Expensify IncTrade
Norwegian Cruise Line Holdings LtdTrade

Price performance (Past 24H)

Key statistics

Expensify Inc vs Norwegian Cruise Line Holdings Ltd — how do they compare? Expensify Inc trades at $1.79 (market cap $170.21M), while Norwegian Cruise Line Holdings Ltd trades at $19.59 (market cap $9.06B). The key difference: Norwegian Cruise Line Holdings Ltd is far larger — about 53.2× Expensify Inc's market cap, and Expensify Inc is trading nearer its 52-week high, Norwegian Cruise Line Holdings Ltd nearer its low. Which is the better fit depends on your goals.

EXFYNCLH
Market Cap
$170.21M$9.06B
Sector
TechnologyConsumer Cyclical
52-Week High
$2.33$26.94
52-Week Low
$0.75$14.79
Enterprise Value
$109.24M$24.03B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Expensify Inc

Expensify (EXFY) trades at $1.77, down 2.21% on the day, with a bullish technical signal from moving averages but mixed earnings history. Revenue for 2025 was $142.10M, but the company posted a net loss of -$21.39M, with negative profit margins and ROE. Recent news highlights product innovations like AI-powered expense automation and a $25M stock buyback program, indicating active management efforts to drive growth and shareholder value.

The outlook remains challenging due to persistent unprofitability, though positive cash flow from operations and strategic partnerships offer some stability. Investment opportunities hinge on successful execution of new AI and travel billing initiatives to improve margins. Key risks include intense competition in expense management software and the company's ability to achieve sustained profitability amid fluctuating revenues.

Norwegian Cruise Line Holdings Ltd

Norwegian Cruise Line Holdings (NCLH) trades at $19.43, down slightly by 0.15% on the day, with a bullish technical signal and strong analyst consensus. The company has consistently beaten earnings estimates in recent quarters, with Q1 2026 EPS of $0.23 surpassing expectations of $0.15. Revenue growth has been steady, reaching $9.83B in 2025, though net income margin declined to 4.3% from 9.6% in 2024. Recent news highlights stock volatility amid industry rebounds and new cruise offerings.

NCLH presents a mixed outlook with attractive valuation metrics like a P/E of 15.91 and EV/EBITDA of 8.99, but faces risks from high debt levels and fluctuating profitability. The consensus price target of $21.71 suggests modest upside potential, supported by bullish analyst ratings. Key risks include macroeconomic pressures on travel demand and interest expense from $11.78B in long-term debt, requiring careful monitoring of cash flow trends.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Expensify Inc

Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.

Read more on EXFY

About Norwegian Cruise Line Holdings Ltd

Norwegian Cruise Line is the world's third-largest cruise company by berths (at more than 62,000), operating 29 ships across three brands (Norwegian, Oceania, and Regent Seven Seas), offering both freestyle and luxury cruising. The company has redeployed its entire fleet as of May 2022. With eight passenger vessels on order among its brands through 2027 (representing 20,000 incremental berths), Norwegian is increasing capacity faster than its peers, expanding its brand globally. Norwegian sailed to around 500 global destinations before the pandemic.

Read more on NCLH