Expensify Inc vs International Business Machines Corp — how do they compare? Expensify Inc trades at $1.8 (market cap $170.21M), while International Business Machines Corp trades at $219.24 (market cap $198.50B). The key difference: International Business Machines Corp is far larger — about 1166.2× Expensify Inc's market cap, and International Business Machines Corp pays a 3.2% dividend while Expensify Inc pays none. Which is the better fit depends on your goals.
| EXFY | IBM | |
|---|---|---|
Market Cap | $170.21M | $198.50B |
Sector | Technology | Technology |
52-Week High | $2.33 | $329.23 |
52-Week Low | $0.75 | $211.20 |
Enterprise Value | $109.24M | $256.52B |
Volume | — | 4,481,527 |
Dividend Yield | — | 3.2% |
Signals from Pluang's Aura AI — not financial advice
Expensify (EXFY) trades at $1.77, down 2.21% on the day, with a bullish technical signal from moving averages but mixed earnings history. Revenue for 2025 was $142.10M, but the company posted a net loss of -$21.39M, with negative profit margins and ROE. Recent news highlights product innovations like AI-powered expense automation and a $25M stock buyback program, indicating active management efforts to drive growth and shareholder value.
The outlook remains challenging due to persistent unprofitability, though positive cash flow from operations and strategic partnerships offer some stability. Investment opportunities hinge on successful execution of new AI and travel billing initiatives to improve margins. Key risks include intense competition in expense management software and the company's ability to achieve sustained profitability amid fluctuating revenues.
IBM's stock is trading at $213.46, down 1.66% for the day, following a significant 25% drop after a preliminary Q2 2026 earnings warning. The company reported strong profitability with a 15.61% net income margin and has beaten earnings estimates for the last three quarters. Technical indicators show a bearish trend, with the current price near the pivot point of $214. Recent news highlights concerns over AI's impact on enterprise spending and a securities fraud investigation.
The outlook is mixed: solid fundamentals and a consensus price target of $310.21 suggest long-term upside, but near-term risks from softer demand and legal scrutiny warrant caution. Investors should weigh the high ROE of 35.93% against volatility from shifting tech budgets and potential earnings miss in Q2.
Trailing returns across standard periods
Latest headlines on both assets
Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.
Read more on EXFY →International Business Machines Corporation (IBM) provides computer solutions. The Company offers application, technology consulting and support, process design and operations, cloud, digital workplace, and network services, as well as business resiliency, strategy, and design solutions. IBM serves clients worldwide.
Read more on IBM →