EPAM Systems Inc vs First Citizens BancShares Inc — how do they compare? EPAM Systems Inc trades at $101.43 (market cap $5.17B), while First Citizens BancShares Inc trades at $2,270.44 (market cap $25.26B). The key difference: First Citizens BancShares Inc is far larger — about 4.9× EPAM Systems Inc's market cap, and First Citizens BancShares Inc pays a 0.37% dividend while EPAM Systems Inc pays none. Which is the better fit depends on your goals.
| EPAM | FCNCA | |
|---|---|---|
Market Cap | $5.17B | $25.26B |
Sector | Technology | Sector/Thematic |
52-Week High | $221.40 | $2.27K |
52-Week Low | $76.04 | $1.64K |
Enterprise Value | $4.54B | — |
Dividend Yield | — | 0.37% |
Signals from Pluang's Aura AI — not financial advice
EPAM trades at $100.29, up 0.39% on the day, with a bearish technical signal from moving averages. The company reported Q2 2026 EPS of $3.38, beating estimates, but lowered full-year revenue guidance due to slower North American growth. Valuation ratios appear attractive with a P/E of 13.61 and P/S of 0.97. Cash flow from operations remains strong at $655 million in 2025.
The stock offers value with solid profitability and analyst consensus pointing to upside, but faces near-term headwinds from demand softness and technical pressure. Risks include execution on AI partnerships and macroeconomic sensitivity. The consensus price target of $117.27 suggests potential appreciation from current levels.
First Citizens BancShares (FCNCA) trades at $2,271.31, up 0.81% with strong technical momentum and bullish moving average signals. The company demonstrates solid fundamentals with a 12.19 P/E ratio, 25.23% net income margin, and consistent earnings beats in recent quarters. Recent business developments include expansion of commercial lending operations and strategic real estate acquisitions, supporting growth initiatives.
FCNCA presents a mixed outlook with strong earnings performance and reasonable valuation offset by cautious analyst sentiment. While technical indicators suggest continued upside potential, the 81.82% hold rating from analysts indicates concerns about valuation and deposit risks. Key opportunities include expanding commercial banking services, while risks center on net interest margin pressure and elevated uninsured deposits at 38.3%.
Trailing returns across standard periods
Latest headlines on both assets
EPAM Systems Inc provides software product development and digital platform engineering services to clients located around the world. The company services include Software Product Development, Custom Application Development, Application Testing, Enterprise Application Platforms, Application Maintenance, and Support and Infrastructure Management. The company focuses on innovative and scalable software solutions. The company uses industry standard and custom developed technology, tools, and platforms to deliver results to handle business challenges. The company primarily offers its solutions in the following industries: financial services, travel and consumer, software and hi-tech, life sciences and healthcare. The majority of revenue is generated from North American clients.
Read more on EPAM →First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →